405 Rock House Rd, Redding, CT 06896 Property Records

Redding Town property record for 405 Rock House Rd, Redding, CT 06896

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,350 sqft · built 1992
Lot Size	1.86 acres (81,022 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Jun 2017)
Tax Bill	$16,582 (2026)
Deeds & Mortgages	Jul 2020 Refinance Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`REDD M:33 L:12`

Property Details

APN / Parcel Number

Primary APN	`REDD M:33 L:12`
Alternative APNs	`00080300` `80300`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,350 sqft Living Area
Gross Area	6,969 sqft
1st Floor Area	1,650 sqft
Attic	Attic
Attic Area	1,444 sqft
Basement Area	1,490 sqft
Unfinished Basement	1,490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,022 sqft (1.86 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	80300
Street Address	405 ROCK HOUSE RD
City	REDDING
State	CT
Zip	06896-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Lot Number	12
Jurisdiction	REDDING CT
Township / Civil Division	REDDING
Census Block Group	3
Census Block	3035
Census Tract	240200

Owner

Source: Redding Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 ROCK HOUSE RD, REDDING, CT 06896-3401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jun 5, 2017	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Prior Sale	Jun 1, 1993 · Amount on Record
Deed Book / Page	408 / 714
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	405 ROCK HOUSE RD, REDDING, CT 06896-3401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	424-354
Date	Jul 22, 2020
Book Page	424/354

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	REDDING CT
Recording Date	Jun 5, 2017
Property Address	405 ROCK HOUSE RD, REDDING, CT 06896-3401
Document Number	408-714
Book / Page	000408 / 000714
Instrument Date	May 19, 2017
Transaction Type	Transfer
Record Updated	Jun 27, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	180 BROAD ST STAMFORD CT 069012075, STAMFORD, CT 06901-2075

Mortgage

Document Number	408-717
Date	Jun 5, 2017
Book Page	000408/000717

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

Source: Redding Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Redding Town
Elementary School District	Redding School District (PK - 08)
Secondary School District	Regional School District 09 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,582.00 (+3.15%)	$544,200 (-) Land $138,500 Building $405,700	$1,007,792 (+164.55%)
2025	$16,076.00	$544,200 (+1.93%) Land $138,500 Building $405,700	$380,940 Land $96,950 Building $283,990
2024	$16,076.00 (+8.74%)
2023	$14,784.00 (+4.58%)	$533,900 (+25.92%) Land $138,500 Building $395,400
2022	$14,136.00	$424,000 Land $150,200 Building $273,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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