405 Robert St, Ostrander, MN 55961 Property Records

Fillmore County property record for 405 Robert St, Ostrander, MN 55961

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,840 sqft · built 1964
Lot Size	0.436 acres (19,030 sqft)
Owner	Individual Name on Record
Last Sale	$228,100 (Sep 2025)
Tax Bill	$3,534 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.0019.000`

Property Details

APN / Parcel Number

Primary APN	`34.0019.000`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,840 sqft Heated Area
Gross Area	3,072 sqft
Basement Area	1,338 sqft
Unfinished Basement	1,338 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	19,030 sqft (0.436 acres)
Lot Dimensions	174 ft deep x 110 ft wide
Garage Area	672 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Patio Area	560 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC

Location & Zoning

Street Address	405 ROBERT ST
City	OSTRANDER
State	MN
Zip	55961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-29 TWP-102 RANGE-013 110 X 173.5' PC OF OL 11
Legal Range	13
Legal Township	102
Legal Section	29
Jurisdiction	FILLMORE MN
Township / Civil Division	OSTRANDER
Census Block Group	1
Census Block	1046
Census Tract	960300

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 ROBERT ST, OSTRANDER, MN 55961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC
Jul 11, 2019	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Jul 11, 2019 · Amount on Record
Deed Document Number	2025451822
Prior Transfer Date	Oct 28, 2015
Prior Transfer Doc	0000405747
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Nov 15, 2022
Property Address	405 ROBERT ST, OSTRANDER, MN 55961
Document Number	0000440518
Instrument Date	Nov 8, 2022
Instrument	440518
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ROBERT ST, OSTRANDER, MN 55961

Mortgage

Document Number	0000440519
Date	Nov 15, 2022
Instrument	440519

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Jul 11, 2019
Property Address	405 ROBERT ST, OSTRANDER, MN 55961
Document Number	422554
Instrument Date	Jun 28, 2019
Instrument	422554
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 215, OSTRANDER, MN 55961-0215

Mortgage

Document Number	422555
Date	Jul 11, 2019
Instrument	422555

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000422554
Date	Jul 11, 2019
Instrument	422554

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Ostrander City
Unified School District	LeRoy-Ostrander Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,534.00 (-2.43%) Homeowner's exemption	$230,800 (+3.36%) Land $25,300 Building $205,500	$230,800 (+3.36%) Land $25,300 Building $205,500
2025	$3,622.00 (+26.82%) Homeowner's exemption	$223,300 (+6.89%) Land $25,300 Building $198,000	$223,300 (+6.89%) Land $25,300 Building $198,000
2023		$208,900 Land $25,300 Building $183,600	$208,900 Land $25,300 Building $183,600
2020	$2,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Ostrander serves 256 people · EPA ID MN1230008
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
Hiawatha Broadband Communications Fixed Wireless	100 / 20
Harmony Telephone Company Fixed Wireless	50 / 10
Acentek DSL	30 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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