405 Robert Dr, Ballston Spa, NY 12020 Property Records

Saratoga County and Ballston Town property record for 405 Robert Dr, Ballston Spa, NY 12020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,656 sqft · built 1981
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Oct 2009)
Tax Bill$5,774 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Oct 2020 Mortgage
APN412089 216.17-1-51

Property Details

APN / Parcel Number

Primary APN412089 216.17-1-51
Alternative APN
  • 208921601700010510000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,656 sqft Living Area
1st Floor Area936 sqft
2nd Floor Area720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area30,056 sqft (0.69 acres)
Lot Width68.8 ft Width
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area72 sqft
Patio Area900 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address405 ROBERT DR
CityBALLSTON SPA
StateNY
Zip12020-3548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBALLSTON MANOR
Legal Block1
Legal Lot Number51.000
JurisdictionSARATOGA NY
Township / Civil DivisionBALLSTON
Census Block Group2
Census Block2015
Census Tract61701

Owner

Source: Saratoga County and Ballston Town records · APN 412089 216.17-1-51

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 ROBERT DR, BALLSTON SPA, NY 12020-3548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Deed of Trust, Mortgage · Line of Credit
BROADVIEW FEDERAL CREDIT UNION
Oct 12, 2020Deed of Trust, Mortgage · VA Mortgage
RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2009 · Amount on Record
Deed SaleOct 16, 2009 · Amount on Record
Prior SaleJun 29, 2004 · Amount on Record
Deed Book / Page2009 / 36943
Last Transfer DateJan 26, 2012
Transfer Doc0000007391
Record UpdatedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address405 ROBERT DR, BALLSTON SPA, NY 12020-3548
Transaction TypeMortgage
Record UpdatedMay 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009522
DateApr 10, 2023
Instrument2023009522
Lender
NameBROADVIEW FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 01, 2048
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address405 ROBERT DR, BALLSTON SPA, NY 12020-3548
Document Number0000028882
Instrument DateOct 12, 2020
Transaction TypeMortgage
Record UpdatedNov 11, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address405 ROBERT DR BALLSTON SPA NY 120203548, BALLSTON SPA, NY 12020-3548

Mortgage

Document Number0000028882
DateOct 21, 2020
Instrument28882
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueOct 20, 2035

Tax Assessment & Valuation

Source: Saratoga County and Ballston Town records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionBallston Town
Unified School DistrictBallston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,774.00$260,500 (+21.16%) Land $45,600 Building $214,900$410,301 (+34.54%) Land $71,822 Building $338,479
2023$215,000 Land $45,600 Building $169,400$304,965 Land $64,681 Building $240,284

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360910617012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2017–2019)
Most Recent ClaimFeb 2019 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 23 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

May also be available: Atlas Connectivity.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemBURNT HILLS-BALLSTON LK WD
serves 10,000 people
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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