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405 Riverside Dr, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 405 Riverside Dr, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,346 sqft · built 1920
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$22,500 (Aug 2001)
Tax Bill$1,967 (2026)
Deeds & MortgagesAug 2019 Refinance
Flood ZoneZone X (minimal risk)
APN301301 243.009-1-62

Property Details

APN / Parcel Number

Primary APN301301 243.009-1-62
Alternative APNs
  • 130124300900010620000000
  • 301301 243.009-0001-062
  • 06375 01

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,346 sqft Living Area
1st Floor Area721 sqft
2nd Floor Area625 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)
Lot Width50 ft Width
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area348 sqft
Patio Area121 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number06375 01
Street Address405 RIVERSIDE DR
CityROME
StateNY
Zip13440-5435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal DescriptionH&L 50X125
Legal Block1
Legal Lot Number62.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group2
Census Block2008
Census Tract22400

Owner

405 Riverside Dr is owned and occupied by two individuals who bought it in August 2001.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address405 RIVERSIDE DR, ROME, NY 13440-5435
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2001 · Amount on File
Deed SaleAug 24, 2001 · Amount on File
Prior SaleJul 16, 2001 · Amount on File
Deed Book / Page2993 / 333
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address405 RIVERSIDE DR, ROME, NY 13440-5435
Transaction TypeMortgage
Record UpdatedApr 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010878
DateAug 20, 2019
Instrument2019-010878
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term49 Months
DueSep 1, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 405 Riverside Dr was $1,967 with a homeowner's exemption.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,967.00 Homeowner's exemption
2025Homeowner's exemption$53,000 (-) Land $6,300 Building $46,700$124,706 (+6.75%) Land $14,824 Building $109,882
2024$53,000 (-) Land $6,300 Building $46,700$116,817 (+0.02%) Land $13,886 Building $102,931
2023$53,000 (-) Land $6,300 Building $46,700$116,792 (+17.92%) Land $13,883 Building $102,909
2022$3,325.00 Homeowner's exemption$53,000 Land $6,300 Building $46,700$99,047 Land $11,774 Building $87,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Riverside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Riverside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Oneida County Rural Telephone.

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