Harlan County property record for 405 River St, Harlan, KY 40831
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $39 (2025) |
| Flood Zone | Zone X (reduced by levee) |
| APN | 082-20-23-003.00 |
| Primary APN | 082-20-23-003.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 4,356 sqft (0.1 acres) |
|---|
| Account Number | 38541 |
|---|---|
| Street Address | 405 RIVER ST |
| City | HARLAN |
| State | KY |
| Zip | 40831-2397 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | RESIDENTIAL LOT |
| Jurisdiction | HARLAN KY |
| Township / Civil Division | HARLAN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 970900 |
Source: Harlan County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 558 IVY HL, HARLAN, KY 40831-1533 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000499173 |
| Record Updated | Jun 8, 2026 |
Source: Harlan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Harlan County |
| Municipality | Harlan City |
| Unified School District | Harlan Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39.00 (-2.5%) | $5,000 (-) Land $5,000 | $5,000 (-) Land $5,000 |
| 2023 | $40.00 | $5,000 Land $5,000 | $5,000 Land $5,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 26 (1978–2020) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 82% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLACK MTN UTILITY/COXTON private · serves 356 people · EPA ID KY0480265 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harlan Community Television Fiber · Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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