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405 Rio Terra, Venice, FL 34285 Property Records

Sarasota County property record for 405 Rio Terra, Venice, FL 34285

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,686 sqft · built 2001
Lot Size0.138 acres (6,050 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Mar 2020)
Tax Bill$5,995 (2025)
Deeds & MortgagesMar 2020 Sale
Flood ZoneZone X (minimal risk)
APN0428-04-0031

Property Details

APN / Parcel Number

Primary APN0428-04-0031

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,686 sqft Living Area
1st Floor Area1,686 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2011
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialConcrete
Lot Area6,050 sqft (0.138 acres)
Garage TypeAttached
Garage Area465 sqft

Exterior Amenities

Pool Area288 sqft
PorchOpen Porch
Porch Area249 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address405 RIO TERRA
CityVENICE
StateFL
Zip34285-2954
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionLOT 70 BELLAGIO ON VENICE ISLAND
Legal Range19E
Legal Township39S
Legal Section17
Legal SubdivisionBELLAGIO ON VENICE ISLAND
Legal Tract2797
Legal Lot Number70
JurisdictionSARASOTA FL
Township / Civil DivisionVENICE
Census Block Group2
Census Block2009
Census Tract2404

Owner

405 Rio Terra is owned and occupied by two individuals who bought it in March 2020.

Source: Sarasota County records, as of January 12, 2026

Owner of Record2 Individual Names on File
Mailing Address405 RIO TERRA, VENICE, FL 34285-2954
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2020 · Amount on File
Deed SaleMar 16, 2020 · Amount on File
Prior SaleJul 28, 2016 · Amount on File
Deed Document Number2020037200
Record UpdatedJun 8, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateMar 16, 2020
Property Address405 RIO TERRA, VENICE, FL 34285-2954
Document Number0000037200
Instrument DateMar 11, 2020
Instrument37200
Transaction TypeTransfer
Record UpdatedApr 22, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$2,975.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1435 E VENICE AVE VENICE FL 342923197, VENICE, FL 34292-3197

Tax Assessment & Valuation

The 2025 property tax bill for 405 Rio Terra was $5,995 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
MunicipalityVenice City
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,995.00 Homeowner's exemption$441,737$543,200 Land $227,000 Building $316,200
2023$5,734.00 (-0.78%) Homeowner's exemption$416,784 (+3%)$581,500 (+14.42%) Land $180,100 Building $401,400
2022$5,779.00 Homeowner's exemption$404,645$508,200 Land $155,100 Building $353,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Rio Terra in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 54 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Rio Terra has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VENICE WATER DEPT
serves 31,358 people · EPA ID FL6581901
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Blue Stream.

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