Webb County property record for 405 Rio Norte Cir, Laredo, TX 78041
| Property Type | Single Family Home |
|---|---|
| Details | 2,216 sqft · built 1984 |
| Lot Size | 0.204 acres (8,885 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $955 (2025) |
| Deeds & Mortgages | Nov 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 920-00003-520 |
| Primary APN | 920-00003-520 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,216 sqft Living Area |
| 1st Floor Area | 2,216 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,885 sqft (0.204 acres) |
| Lot Dimensions | 76 ft deep x 65 ft wide |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 1,060 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 405 RIO NORTE CIR |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78041-5735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 52 BLK 3 RIVERSIDE TERRACE SUBD |
| Legal Subdivision | RIVERSIDE TERRACE |
| Legal Block | 3 |
| Legal Lot Number | 52 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1402 |
405 Rio Norte Cir is owned and occupied by an individual who acquired it in September 2010.
Source: Webb County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 RIO NORTE CIR, LAREDO, TX 78041-5735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 13, 2010 |
| Transfer Doc | 002986/665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Nov 20, 2018 |
| Property Address | 405 RIO NORTE CIR, LAREDO, TX 78041-5735 |
| Document Number | 004509/687 |
| Book / Page | 4509 / 687 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 1345290 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 RIO NORTE CIR, LAREDO, TX 78041-5735 |
The 2025 property tax bill for 405 Rio Norte Cir was $955 with a homeowner's exemption, up 4.7% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | Laredo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,384 (-0.79%) Land $76,233 Building $111,151 | $187,384 (-0.79%) Land $76,233 Building $111,151 | |
| 2025 | $955.00 (+4.71%) Homeowner's exemption | $188,885 Land $76,233 Building $112,652 | $188,885 Land $76,233 Building $112,652 |
| 2024 | $912.00 | ||
| 2023 | $178,935 Land $51,177 Building $127,758 | $178,935 Land $51,177 Building $127,758 | |
| 2022 | $954.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Rio Norte Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Rio Norte Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Smartcom Telephone, T-Mobile.
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