405 Ringtail Stream Dr, Lakeway (Austin), TX 78738 Property Records

Travis County property record for 405 Ringtail Stream Dr, Lakeway, TX 78738 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,400 sqft · built 2021
Lot Size0.26 acres (11,330 sqft)
OwnerIndividual Name on File
Tax Bill$20,727 (2024)
Deeds & MortgagesJun 2022 Mortgage
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0125860202

Property Details

APN / Parcel Number

Primary APN0125860202
Alternative APNs
  • 01258602020000
  • 845715

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,400 sqft Living Area
1st Floor Area2,638 sqft
2nd Floor Area762 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Foundation TypeBlock
Roof TypeFlat
Roof MaterialFiberglass
Lot Area11,330 sqft (0.26 acres)
Garage TypeAttached
Garage Area475 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number845715
Street Address405 RINGTAIL STREAM DR
CityLAKEWAY
StateTX
Zip78738-7099
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 204 SERENE HILLS SUBD PHS 2W
Legal SubdivisionSERENE HILLS SUBD PHS 2W
Legal Phase2W
Legal Lot Number204
JurisdictionTRAVIS TX
Township / Civil DivisionSOUTHWEST TRAVIS
Census Block Group1
Census Block1040
Census Tract35400

Owner

Source: Travis County records · APN 0125860202

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address405 RINGTAIL STREAM DR, LAKEWAY, TX 78738-7099
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2022Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 20, 2021Deed of Trust, Mortgage · Commercial Mortgage
BBVA USA
Jul 23, 2020Loan Modification, Mortgage
SECURITY ST BK
Jul 23, 2019Grant Deed, Transfer
SECURITY ST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2022
Deed SaleJun 23, 2022
Deed Document Number2022110020
Record UpdatedJun 08, 2026

June 2022: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionTRAVIS TX
Recording DateJun 23, 2022
Property Address405 RINGTAIL STREAM DR, LAKEWAY, TX 78738-7099
Document Number0000110020
Map ReferenceDOC 201400153
Instrument DateJun 22, 2022
Instrument2022110020
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2025
Title CompanySTEWART TITLE, STEWART TITLE OF AUSTIN LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2015 EVANS RD STE 100, 100, SAN ANTONIO, TX 78258-7462

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 RINGTAIL STREAM DR, LAKEWAY, TX 78738-7099

Mortgage

Document Number0000110021
DateJun 23, 2022
Instrument2022110021
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateJul 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9%
IndexOther
Max Rate9%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRAVIS TX
Property Address405 RINGTAIL STREAM DR, LAKEWAY, TX 78738-7099
Transaction TypeMortgage
Record UpdatedNov 11, 2021
Title CompanyINDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2015 EVANS RD 100, 100, SAN ANTONIO, TX 78258-7462

Mortgage

Document Number0000013475
DateJan 20, 2021
Instrument2021013475
Lender
NameBBVA USA
TypeBank
AddressDALLAS, TX 75206
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term46 Months
DueNov 01, 2024

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTRAVIS TX
Property Address405 RINGTAIL STREAM DR, LAKEWAY, TX 78738-7099
Document Number0000157799
Instrument DateJul 23, 2020
Transaction TypeMortgage
Record UpdatedSep 25, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2015 EVANS RD #100 SAN ANTONIO TX 782587462, 100, SAN ANTONIO, TX 78258-7462
InvestorPossibly a Property Investor

Mortgage

Document Number0000157799
DateAug 31, 2020
Instrument157799
Lender
NameSECURITY ST BK
TypeBank
AddressPEARSALL, TX 78061
Agreement
AmountAmount Recorded

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionTRAVIS TX
Recording DateJul 23, 2019
Property Address405 RINGTAIL STREAM DR, LAKEWAY, TX 78738-7099
Document Number0000109663
Instrument DateJul 23, 2019
Instrument109663
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2015 EVANS RD #100 SAN ANTONIO TX 782587462, 100, SAN ANTONIO, TX 78258-7462
InvestorPossibly a Property Investor

Mortgage

Document Number109983
DateJul 23, 2019
Instrument109983
Lender
NameSECURITY ST BK
TypeBank
AddressPEARSALL, TX 78061
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Travis County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLakeway City
CountyTravis County
Unified School DistrictLake Travis Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,070,487 (-6.04%) Land $200,472 Building $870,015$1,070,487 (-6.04%) Land $200,472 Building $870,015
2024$20,727.00 (+116.65%) Homeowner's exemption$1,139,349 (-23.76%) Land $200,000 Building $939,349$1,139,349 (-23.76%) Land $200,000 Building $939,349
2023$1,494,426 Land $200,000 Building $1,294,426$1,494,426 Land $200,000 Building $1,294,426
2022$9,567.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Travis County (48453C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484530354001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 8 individual NFIP policies nearby
Nearby Flood Policies8 in force
8 of 8 on primary residences

Wildfire

Wildfire RiskModerate
above 45% of the US · above 17% of Texas
Wildfire LikelihoodAbout 1 in 1,471 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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