405 Ridgeway Dr, Marcus, IA 51035 Property Records

Cherokee County property record for 405 Ridgeway Dr, Marcus, IA 51035

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,941 sqft · built 1979
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,000 (May 2020)
Tax Bill	$3,980 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0504256006`

Property Details

APN / Parcel Number

Primary APN	`0504256006`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,941 sqft Living Area
1st Floor Area	1,749 sqft
Basement Area	1,749 sqft
Finished Basement	1,200 sqft
Unfinished Basement	549 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces
Deck Area	598 sqft
Patio Area	819 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	405 RIDGEWAY DR
City	MARCUS
State	IA
Zip	51035-7197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S25' LOT 1 BLK 3 & ALL LOT 2 BLK 3 LEAVITTS 3RD ADD 4890
Legal Subdivision	LEAVITTS 3RD ADD
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	CHEROKEE IA
Township / Civil Division	AMHERST
Census Block Group	3
Census Block	3089
Census Tract	80200

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 RIDGEWAY DR, MARCUS, IA 51035-7197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Deed Document Number	2020870
Deed Book / Page	2020 / 870
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	May 28, 2020
Property Address	405 RIDGEWAY DR, MARCUS, IA 51035-7197
Document Number	2020/870
Book / Page	2020 / 870
Instrument Date	May 19, 2020
Instrument	2020 0870
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 RIDGEWAY DR, MARCUS, IA 51035-7197

Mortgage

Document Number	20200871
Date	May 28, 2020
Instrument	2020 0871

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Marcus City
Unified School District	Marcus-Meriden-Cleghorn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,980.00 (+5.63%)	$316,980 (-) Land $22,500 Building $294,480	$316,980 (-) Land $22,500 Building $294,480
2025		$316,980 (+10.77%) Land $22,500 Building $294,480	$316,980 (+10.77%) Land $22,500 Building $294,480
2024	$3,768.00 (+4.03%)
2023		$286,160 (+22.25%) Land $22,500 Building $263,660	$286,160 (+22.25%) Land $22,500 Building $263,660
2022	$3,622.00 Homeowner's exemption	$234,070 Land $22,500 Building $211,570
2021			$234,070 Land $22,500 Building $211,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARCUS WATER SUPPLY serves 1,079 people · EPA ID IA1838032
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Westel Systems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20