Williamson County property record for 405 Richards Dr, Hutto, TX 78634
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,422 sqft · built 2014 |
| Lot Size | 0.193 acres (8,387 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,000 (Jul 2015) |
| Tax Bill | $5,142 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-14-1406-020J-0018 |
| Primary APN | R-14-1406-020J-0018 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| 1st Floor Area | 1,422 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Roof Material | Other |
| Lot Area | 8,387 sqft (0.193 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 89 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R141406020J0018 |
|---|---|
| Street Address | 405 RICHARDS DR |
| City | HUTTO |
| State | TX |
| Zip | 78634-4358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S7941 - LEGENDS OF HUTTO PH 2, BLOCK J, LOT 18 |
| Legal Subdivision | LEGENDS OF HUTTO PH 2 |
| Legal Phase | 2 |
| Legal Block | J |
| Legal Lot Number | 18 |
| Jurisdiction | WILLIAMSON TX |
| Township / Civil Division | TAYLOR |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20811 |
405 Richards Dr is owned and occupied by an individual who bought it in July 2015.
Source: Williamson County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 RICHARDS DR, HUTTO, TX 78634-4358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2015 · Amount on File |
| Deed Sale | Jul 22, 2015 · Amount on File |
| Deed Document Number | 201562680 |
| Prior Transfer Date | Jul 16, 2015 |
| Prior Transfer Doc | 0000062680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TX |
| Property Address | 405 RICHARDS DR, HUTTO, TX 78634-4358 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027399 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 2020027399 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 306 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TX |
| Property Address | 405 RICHARDS DR, HUTTO, TX 78634-4358 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000037060 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021037060 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 296 Months |
| Due | Nov 1, 2045 |
The 2025 property tax bill for 405 Richards Dr was $5,142 with a homeowner's exemption.
Source: Williamson County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Hutto City |
| County | Williamson County |
| Unified School District | Hutto Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,142.00 Homeowner's exemption | $307,560 Land $73,000 Building $234,560 | $307,560 Land $73,000 Building $234,560 |
| 2023 | $4,810.00 (-10.61%) Homeowner's exemption | $324,115 Land $73,000 Building $251,115 | $324,115 Land $73,000 Building $251,115 |
| 2022 | $5,381.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Richards Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Richards Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HUTTO serves 29,580 people · EPA ID TX2460007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Nextlink Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Hotwire Communications, SOS Communications, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures