Windsor Locks Town property record for 405 Reed Ave, Windsor Locks, CT 06096
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,318 sqft · built 1963 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,000 (Nov 2009) |
| Tax Bill | $4,789 (2024) |
| Deeds & Mortgages | Mar 2025 Refinance Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WINL M:18 B:41 L:19 |
| Primary APN | WINL M:18 B:41 L:19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,318 sqft Living Area |
| 1st Floor Area | 1,318 sqft |
| Basement Area | 1,036 sqft |
| Unfinished Basement | 1,036 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 359900 |
|---|---|
| Street Address | 405 REED AVE |
| City | WINDSOR LOCKS |
| State | CT |
| Zip | 06096-1253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESB |
| Legal Block | 41 |
| Legal Lot Number | 19 |
| Jurisdiction | WINDSOR LOCKS CT |
| Township / Civil Division | WINDSOR LOCKS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 476200 |
Source: Windsor Locks Town records · APN WINL M:18 B:41 L:19
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 REED AVE, WINDSOR LOCKS, CT 06096-1253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance RIVER BANK |
| Oct 07, 2020 | Deed of Trust, Mortgage · Balloon Mortgage WINDSOR LOCKS FEDERAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 09, 2009 · Amount on Record |
| Deed Sale | Nov 09, 2009 · Amount on Record |
| Prior Sale | Feb 15, 2006 · Amount on Record |
| Deed Book / Page | 394 / 1075 |
| Transfer Doc | 392-1118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 405 REED AVE, WINDSOR LOCKS, CT 06096-1253 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000544-450 |
|---|---|
| Date | Mar 28, 2025 |
| Book Page | 544/450 |
| Instrument | 2391630012 |
| Name | RIVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 405 REED AVE, WINDSOR LOCKS, CT 06096-1253 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 498-143 |
|---|---|
| Date | Oct 07, 2020 |
| Book Page | 498/143 |
| Instrument | 875510016 |
| Name | WINDSOR LOCKS FEDERAL CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Windsor Locks Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Locks Town |
| Unified School District | Windsor Locks School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $199,640 (+68.76%) Land $57,470 Building $142,170 | $139,748 Land $40,229 Building $99,519 | |
| 2024 | $4,789.00 (+43.86%) | $118,300 (-) Land $44,800 Building $73,500 | |
| 2023 | $3,329.00 (+8.93%) | $118,300 (-) Land $44,800 Building $73,500 | |
| 2022 | $3,056.00 | $118,300 Land $44,800 Building $73,500 |
Source: FEMA National Flood Hazard Layer as of August 29, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 232 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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