405 Red Rock Ct, Mc Gregor, TX 76657 Property Records

McLennan County property record for 405 Red Rock Ct, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,568 sqft · built 2018
Lot Size	0.446 acres (19,428 sqft)
Owner	2 Individual Names on File
Last Sale	$533,662 (Oct 2021)
Tax Bill	$6,525 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-336210-001512-0`

Property Details

APN / Parcel Number

Primary APN	`36-336210-001512-0`
Alternative APN	`379228`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,568 sqft Living Area
Gross Area	3,200 sqft
1st Floor Area	2,104 sqft
2nd Floor Area	464 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	19,428 sqft (0.446 acres)
Lot Dimensions	127 ft deep x 152 ft wide
Garage Type	Attached
Garage Area	492 sqft
Driveway	Concrete Driveway
Driveway Area	1,000 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	750 sqft
Porch	Enclosed Porch
Porch Area	278 sqft
Patio Area	500 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 RED ROCK CT
City	MCGREGOR
State	TX
Zip	76657-4401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNWEST VILLAGE PT 9 LOT 12 BLOCK 15 ACRES .446
Legal Subdivision	SUNWEST VILLAGE PT 9
Legal Block	15
Legal Lot Number	12
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	2
Census Block	2005
Census Tract	3901

Owner

405 Red Rock Ct is owned and occupied by two individuals who bought it in October 2021.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 RED ROCK CT, MCGREGOR, TX 76657-4401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Vendor's Lien, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Nov 30, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 30, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Document Number	202141004
Prior Transfer Date	Jul 26, 2018
Prior Transfer Doc	0000026625
Record Updated	Oct 29, 2026

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 7, 2021
Property Address	405 RED ROCK CT, MC GREGOR, TX 76657-4401
Document Number	0000041004
Map Reference	FILE 2017009930
Instrument Date	Sep 30, 2021
Instrument	2021041004
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 RED ROCK CT, MC GREGOR, TX 76657-4401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 RED ROCK CT, MC GREGOR, TX 76657-4401

Mortgage

Document Number	0000041005
Date	Oct 7, 2021
Instrument	2021041005

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	405 RED ROCK CT, MC GREGOR, TX 76657-4401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042437
Date	Nov 30, 2020
Instrument	2020042437

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 30, 2018
Property Address	405 RED ROCK CT, MC GREGOR, TX 76657-4401
Document Number	0000026625
Instrument Date	Jul 26, 2018
Instrument	26625
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 8, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	405 RED ROCK CT MC GREGOR TX 76657, MC GREGOR, TX 76657

Mortgage

Document Number	26626
Date	Jul 30, 2018
Instrument	26626

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 405 Red Rock Ct was $6,525 with exemptions applied, down 13.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,000 (-) Land $62,170 Building $412,830	$475,000 (-) Land $62,170 Building $412,830
2025	$6,525.00 (-13.2%) Homeowner's exemption Disabled Person's exemption	$475,000 Land $62,170 Building $412,830	$475,000 Land $62,170 Building $412,830
2024	$7,517.00
2023		$530,000 Land $62,170 Building $467,830	$530,000 Land $62,170 Building $467,830
2022	$7,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Red Rock Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Red Rock Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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