Caldwell County property record for 405 Reata Ranch Rd, Lockhart, TX 78644 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,562 sqft · built 2003 |
| Lot Size | 1.33 acres (58,022 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,100 (Aug 2013) |
| Tax Bill | $4,205 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Sep 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0100864-001-017-00 |
| Primary APN | 0100864-001-017-00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,562 sqft Living Area |
| 1st Floor Area | 1,562 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 58,022 sqft (1.33 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 1,044 sqft |
| Patio Area | 600 sqft |
| Storage Building | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 44001 |
|---|---|
| Street Address | 405 REATA RANCH RD |
| City | LOCKHART |
| State | TX |
| Zip | 78644-2399 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REATA RANCH, LOT 17, ACRES 1.332 |
| Legal Subdivision | REATA RANCH |
| Legal Lot Number | 17 |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 960103 |
Source: Caldwell County records · APN 0100864-001-017-00
Assessment roll updated November 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 REATA RANCH RD, LOCKHART, TX 78644-2399 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Sep 09, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RANDOLPH BROOKS FCU |
| Feb 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 05, 2013 · Amount on Record |
| Deed Sale | Aug 05, 2013 · Amount on Record |
| Deed Document Number | 20134034 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 405 REATA RANCH RD, LOCKHART, TX 78644-2399 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 2023004671 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 2023-004671 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 162 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 405 REATA RANCH RD, LOCKHART, TX 78644-2399 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022007093 |
|---|---|
| Date | Sep 09, 2022 |
| Instrument | 2022-007093 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Sep 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 405 REATA RANCH RD, LOCKHART, TX 78644-2399 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 2022000919 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022-000919 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 01, 2037 |
Source: Caldwell County records · Assessment roll updated November 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Unified School District | Lockhart Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,205.00 (+58.56%) | ||
| 2025 | $285,490 (+15.62%) Land $38,500 Building $246,990 | $285,490 (-13.79%) Land $38,500 Building $246,990 | |
| 2024 | $2,652.00 (+11.29%) | ||
| 2023 | $2,383.00 (-28.05%) Homeowner's exemption | $246,914 Land $56,500 Building $274,640 | $331,140 Land $56,500 Building $274,640 |
| 2022 | $3,312.00 |
Source: FEMA National Flood Hazard Layer, Caldwell County (48055C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480559601032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 57% of the US · above 37% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 763 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| Spry Wireless Communications | Fixed Wireless (unlicensed) | 250 / 50 |
| Valley Telephone Cooperative, Inc. (TX) | Fixed Wireless (unlicensed) | 50 / 10 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Valley Telephone Cooperative, Inc. (TX). Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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