Contra Costa County property record for 405 Read Dr, Lafayette, CA 94549 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,975 sqft · built 1958 |
| Lot Size | 0.226 acres (9,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,458,000 (Nov 2019) |
| Tax Bill | $19,450 (2025) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 237-203-003-7 |
| Primary APN | 237-203-003-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,975 sqft Living Area |
| 1st Floor Area | 854 sqft |
| 2nd Floor Area | 696 sqft |
| Basement Area | 425 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 9,840 sqft (0.226 acres) |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 405 READ DR |
|---|---|
| City | LAFAYETTE |
| State | CA |
| Zip | 94549-5616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2290 LOT 144 |
| Legal Subdivision | LAFAYETTE TERRACE |
| Legal Tract | 2290 |
| Legal Lot Number | 144 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 351200 |
Source: Contra Costa County records · APN 237-203-003-7
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 READ DR, LAFAYETTE, CA 94549-5616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 01, 2019 | Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK |
| Jul 20, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Jul 20, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2019 · Amount on Record |
| Deed Sale | Nov 01, 2019 · Amount on Record |
| Deed Document Number | 2019194203 |
| Prior Transfer Date | Jun 09, 2006 |
| Prior Transfer Doc | 0000189523 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Nov 01, 2019 |
| Property Address | 405 READ DR, LAFAYETTE, CA 94549-5616 |
| Document Number | 0000194203 |
| Map Reference | MB 63 PG 33 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 2019-194203 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 405 READ DR, LAFAYETTE, CA 94549-5616 |
| Investor | Possibly a Property Investor |
| Document Number | 0000194204 |
|---|---|
| Date | Nov 01, 2019 |
| Instrument | 2019-194204 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.35% |
| Type Change Date | Nov 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.95% |
| Max Rate At Change | 10.9% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 20, 2017 |
| Property Address | 405 READ DR, LAFAYETTE, CA 94549-5616 |
| Document Number | 0000129881 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 129881 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 405 READ DR LAFAYETTE CA 945495616, LAFAYETTE, CA 94549-5616 |
| Document Number | 129883 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 129883 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 20, 2017 |
| Property Address | 405 READ DR, LAFAYETTE, CA 94549-5616 |
| Document Number | 0000129884 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 129884 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 READ DR LAFAYETTE CA 945495616, LAFAYETTE, CA 94549-5616 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Lafayette City |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Lafayette Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,626,420 (+2%) Land $1,204,757 Building $421,663 | |
| 2025 | $19,450.00 (+3.51%) | $1,594,531 (+4.04%) Land $1,181,135 Building $413,396 |
| 2023 | $18,790.00 (+1.55%) | $1,532,616 Land $1,135,271 Building $397,345 |
| 2022 | $18,503.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133512002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | High above 76% of the US · above 52% of California |
|---|---|
| Wildfire Likelihood | About 1 in 229 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Unwired, Etheric Communications, LLC.. Availability varies by address; speeds are provider-advertised maximums, not measured.
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