Gaston County property record for 405 Ramsey St, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,548 sqft · built 1947 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on File |
| Last Sale | $212,000 (Oct 2021) |
| Tax Bill | $2,390 (2026) |
| Deeds & Mortgages | Oct 2021 Sale Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 221536 |
| Primary APN | 221536 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,548 sqft Heated Area |
| Interior Walls | Plaster |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Porch | Porch |
| Porch Area | 129 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 405 RAMSEY ST |
|---|---|
| City | STANLEY |
| State | NC |
| Zip | 28164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 01 019 055 00 000 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 31500 |
405 Ramsey St is owned by a company that bought it in October 2021.
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3495 PIEDMONT RD NE, ATLANTA, GA 30305-1717 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 5, 2021 | Warranty Deed, Transfer LINCOLN TITLE INSURANCE, LION TITLE INSURANCE |
| Jan 28, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on File |
| Deed Sale | Oct 5, 2021 · Amount on File |
| Prior Sale | Jan 28, 2021 · Amount on File |
| Deed Book / Page | 5273 / 342 |
| Prior Transfer Date | Nov 14, 2013 |
| Prior Transfer Doc | 0047061376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 5, 2021 |
| Property Address | 405 RAMSEY ST, STANLEY, NC 28164 |
| Document Number | 0052730342 |
| Book / Page | 5273 / 342 |
| Instrument Date | Oct 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | LINCOLN TITLE INSURANCE, LION TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Tax | $424.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 824 ATHENIAN DR, 824, GASTONIA, NC 28052-5312 |
| Name | Verified Name |
|---|---|
| Address | 3495 PIEDMONT RD NE BLDG 11 # 300 BLDG 11, 11, ATLANTA, GA 30305-1717 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jan 28, 2021 |
| Property Address | 405 RAMSEY ST, STANLEY, NC 28164 |
| Document Number | 0051940917 |
| Book / Page | 005194 / 000917 |
| Instrument Date | Jan 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 824 ATHENIAN DR GASTONIA NC 280525312, GASTONIA, NC 28052-5312 |
The 2026 property tax bill for 405 Ramsey St was $2,390.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,390.00 | $223,620 (-) Land $12,000 Building $211,620 | |
| 2025 | $2,390.00 | $223,620 Land $12,000 Building $211,620 | |
| 2023 | $2,415.00 | $272,740 Land $12,000 Building $260,740 | |
| 2021 | $60,840 Land $5,000 Building $55,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Ramsey St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2013–2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Ramsey St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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