405 Putnam St, Sandusky, OH 44870 Property Records

Erie County property record for 405 Putnam St, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,673 sqft · built 1940
Lot Size	0.228 acres (9,936 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Oct 2018)
Tax Bill	$1,410 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`59-00989-000`

Property Details

APN / Parcel Number

Primary APN	`59-00989-000`
Alternative APN	`000920-7`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,673 sqft Living Area
Gross Area	3,848 sqft
1st Floor Area	1,490 sqft
Upper Floors Area	1,183 sqft
Basement Area	1,175 sqft
Unfinished Basement	1,175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,936 sqft (0.228 acres)
Lot Dimensions	152 ft deep x 42 ft wide

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	Deck Area
Patio Area	54 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	000920-7
Street Address	405 PUTNAM ST
City	SANDUSKY
State	OH
Zip	44870-2159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71 N 9.5'EXW PT 72 WH EX W PT 73 S 23.5' EX W PT PUTNAM ST
Legal Subdivision	PUTNAM STREET
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	3
Census Block	3001
Census Tract	40900

Owner

405 Putnam St is owned and occupied by an individual who bought it in October 2018.

Source: Erie County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	405 PUTNAM ST, SANDUSKY, OH 44870-2159
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Warranty Deed, Transfer · FHA Mortgage CIVISTA BANK
Oct 24, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF BELLEVUE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2018 · Amount on File
Deed Sale	Oct 24, 2018 · Amount on File
Prior Sale	Nov 5, 1998 · Amount on File
Deed Document Number	20189381
Prior Transfer Date	Oct 23, 2018
Prior Transfer Doc	0000009381
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Apr 21, 2022
Property Address	405 PUTNAM ST, SANDUSKY, OH 44870-2159
Document Number	0000003921
Instrument Date	Apr 10, 2022
Instrument	202203921
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 PUTNAM ST, SANDUSKY, OH 44870-2159

Mortgage

Document Number	0000003922
Date	Apr 21, 2022
Instrument	202203922

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Oct 24, 2018
Property Address	405 PUTNAM ST, SANDUSKY, OH 44870-2159
Document Number	0000009381
Instrument Date	Oct 23, 2018
Instrument	201809381
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	405 PUTNAM ST, SANDUSKY, OH 44870-2159

Mortgage

Document Number	0000009382
Date	Oct 24, 2018
Instrument	201809382

Lender

Name	FIRST NATIONAL BANK OF BELLEVUE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 405 Putnam St was $1,410.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,410.00	$36,165 (-) Land $5,792 Building $30,373
2024	$1,410.00 (-22.23%)	$36,165 (+1.77%) Land $5,792 Building $30,373	$103,330 Land $16,550 Building $86,780
2023	$1,813.00 (+0.67%)	$35,535 (-) Land $4,630 Building $30,905
2022	$1,801.00	$35,535 Land $4,630 Building $30,905
2021			$101,530 Land $13,230 Building $88,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Putnam St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Putnam St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Watch TV Fixed Wireless	400 / 40

May also be available: Amplex Wireless, Verizon.

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