405 Prospect St, Oak View, CA 93022 Property Records

Ventura County property record for 405 Prospect St, Oak View, CA 93022 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 2019
Square Footage989 sqft Living Area
Lot Size2.18 acres
OccupancyOwner Occupied
Last Sale$535,000 (2020)
Tax Bill$6,970.00 (2025)

Property Details

APN / Parcel Number

Primary APN061-0-090-230
Alternative APN
  • 610090030

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area989 sqft Living Area
1st Floor989 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area95,370 sqft
PorchPorch
Porch Area25 sqft Porch

Location & Zoning

Street Address405 PROSPECT ST
CityOAK VIEW
StateCA
Zip93022-9470
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPR APN 0610090170
Legal SubdivisionTHE RANCHO SANTA ANA
Legal Block90
JurisdictionVENTURA CA
Minor Civil DivisionOJAI-MIRA MONTE
Census Blockgroup2
Census Block2005
Census Tract1101

Owner

Source: Ventura County records · APN 061-0-090-230

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 PROSPECT ST, OAK VIEW, CA 93022-9470
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
E & S FINANCIAL GROUP INC E & S FINANCIAL GROUP INC
Apr 22, 2020Grant Deed, Transfer · Conventional Mortgage
E & S FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 22, 2020 · Amount on Record
Deed SaleApr 22, 2020 · Amount on Record
Prior SaleSep 27, 2017 · Amount on Record
Deed Doc Number202054714
Record RefreshedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address405 PROSPECT ST, OAK VIEW, CA 93022-9470
Document Number0000219708
Instrument DateDec 09, 2020
Transaction TypeMortgage
Record UpdatedDec 31, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address405 PROSPECT ST OAK VIEW CA 930229470, OAK VIEW, CA 93022-9470

Mortgage

Document Number0000219708
DateDec 15, 2020
Instrument219708
Lender
NameE & S FINANCIAL GROUP INC E & S FINANCIAL GROUP INC
TypeBank
AddressVENTURA, CA 93003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 14, 2050

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVENTURA CA
Recording DateApr 22, 2020
Property Address405 PROSPECT ST, OAK VIEW, CA 93022-9470
Document Number0000054714
Instrument DateMar 30, 2020
Instrument54714
Transaction TypeTransfer
Record UpdatedMay 13, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$589.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address405 PROSPECT ST OAK VIEW CA 93022, OAK VIEW, CA 93022
InvestorPossibly a Property Investor

Mortgage

Document Number54715
DateApr 22, 2020
Instrument54715
Lender
NameE & S FINANCIAL GROUP INC
TypeBank
AddressVENTURA, CA 93003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 21, 2050

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
Unified School DistrictVentura Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$574,489 (+2%) Land $365,889 Building $208,600
2025$6,970.00 (+1.66%) Homeowner's exemption$563,225 (+4.04%) Land $358,715 Building $204,510
2024$6,856.00 (+1.59%)
2023$6,749.00 (+6.27%) Homeowner's exemption$541,355 Land $344,786 Building $196,569
2022$6,351.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 50% of the US · above 29% of California
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Prospect St

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