Elmore County property record for 405 Prospect Rd, Eclectic, AL 36024
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,181 sqft · built 1996 |
| Lot Size | 14.5 acres (632,056 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,000 (Jun 2025) |
| Tax Bill | $726 (2026) |
| Deeds & Mortgages | Aug 2025 Mortgage May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-04-18-0-001-025.003 |
| Primary APN | 07-04-18-0-001-025.003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,181 sqft Living Area |
| 1st Floor Area | 2,181 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 632,056 sqft (14.5 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Slab |
| Porch Area | 391 sqft |
| Utility Building | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 405 PROSPECT RD |
|---|---|
| City | ECLECTIC |
| State | AL |
| Zip | 36024-3709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14.51 AC: IN SE 1/4 SEC 18 T20 R21 |
| Legal Range | 021 |
| Legal Township | 020 |
| Legal Section | 18 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ECLECTIC |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 30300 |
Source: Elmore County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 PROSPECT RD, ECLECTIC, AL 36024-3709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Aug 11, 2025 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| May 16, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on Record |
| Deed Sale | Jun 30, 2025 · Amount on Record |
| Prior Sale | May 16, 2017 · Amount on Record |
| Deed Book / Page | 2025 / 35684 |
| Prior Transfer Date | Jun 7, 2025 |
| Prior Transfer Doc | 2025/35684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 405 PROSPECT RD, ECLECTIC, AL 36024-3709 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 405 PROSPECT RD, ECLECTIC, AL 36024-3709 |
| Document Number | 2025/45041 |
|---|---|
| Date | Aug 11, 2025 |
| Book Page | 2025/45041 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75234 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Aug 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | May 16, 2017 |
| Property Address | 405 PROSPECT RD, ECLECTIC, AL 36024-3709 |
| Document Number | 2017/22735 |
| Book / Page | 2017 / 22735 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 PROSPECT RD, 405, ECLECTIC, AL 36024-3709 |
| Name | Verified Name |
|---|---|
| Address | 405 PROSPECT RD, ECLECTIC, AL 36024-3709 |
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $726.00 (-5.59%) | ||
| 2025 | $769.00 | $28,740 (-) | $341,970 (-) Land $114,970 Building $227,000 |
| 2024 | $769.00 | $28,740 (-15.96%) | $341,970 (-) Land $114,970 Building $227,000 |
| 2023 | $769.00 (+16.16%) | $34,197 (+24.39%) Land $11,497 Building $22,700 | $341,970 (+24.39%) Land $114,970 Building $227,000 |
| 2022 | $662.00 | $27,492 Land $6,777 Building $20,715 | $274,920 Land $67,770 Building $207,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 93% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Cable | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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