Okaloosa County property record for 405 Pristine Water Ln, Mary Esther, FL 32569
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,460 sqft · built 2001 |
| Lot Size | 0.154 acres (6,711 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jan 2020) |
| Tax Bill | $3,013 (2025) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-596-0617-8 |
| Primary APN | C56-000-596-0617-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| Gross Area | 2,100 sqft |
| 1st Floor Area | 1,460 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 6,711 sqft (0.154 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 100 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 PRISTINE WATER LN |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-2177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERFORD EST S/D LOT 18 BLK E |
| Legal Range | 25W |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | WATERFORD EST S/D |
| Legal Block | E |
| Legal Lot Number | 18 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 23100 |
405 Pristine Water Ln is owned by an individual who bought it in January 2020.
Source: Okaloosa County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 701 PARKER AVE, 104, SAN FRANCISCO, CA 94118-4201 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2020 · Amount on File |
| Deed Sale | Jan 16, 2020 · Amount on File |
| Prior Sale | Mar 16, 2010 · Amount on File |
| Deed Document Number | 20203330987 |
| Deed Book / Page | 3439 / 493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 16, 2020 |
| Property Address | 405 PRISTINE WATER LN, MARY ESTHER, FL 32569-2177 |
| Document Number | 0034390493 |
| Book / Page | 3439 / 0493 |
| Map Reference | MB 18 PG 22 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 3330987 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | MTI TITLE INSURANCE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35 CODDINGTON AVE, 35, NORTH PLAINFIELD, NJ 07060-4028 |
| Name | Verified Name |
|---|---|
| Address | 405 PRISTINE WATER LN, MARY ESTHER, FL 32569-2177 |
| Document Number | 0034390495 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 3439/0495 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 405 Pristine Water Ln was $3,013.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,013.00 | $253,168 Land $69,630 Building $183,538 | $253,168 Land $69,630 Building $183,538 |
| 2023 | $2,917.00 (+10.95%) | $256,723 (+8.03%) Land $56,017 Building $200,706 | $256,723 (+8.03%) Land $56,017 Building $200,706 |
| 2022 | $2,629.00 | $237,643 Land $52,353 Building $185,290 | $237,643 Land $52,353 Building $185,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Pristine Water Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 259 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 287 (1991–2021) |
| Claims Outside the SFHA | 104 of 287 |
| Most Recent Claim | Jul 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Pristine Water Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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