405 Prince Ruppert Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 405 Prince Ruppert Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 900 sqft · built 1955
Lot Size0.204 acres (8,892 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (May 2020)
Tax Bill$2,317 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN219270A000

Property Details

APN / Parcel Number

Primary APN219270A000
Alternative APN
  • 2-051C-4271-00-0229.0000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area900 sqft Living Area
Gross Area1,425 sqft
1st Floor Area900 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,892 sqft (0.204 acres)
Lot Dimensions117 ft deep x 76 ft wide
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number219270A000
Street Address405 PRINCE RUPPERT DR
CityO FALLON
StateMO
Zip63366-2213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE9
Legal DescriptionFOREST PK OF OFALLON LOT 229
Legal SubdivisionFOREST PK OF OFALLON
Legal Lot Number229
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2006
Census Tract311602

Owner

405 Prince Ruppert Dr is owned and occupied by an individual who bought it in May 2020.

Source: St. Charles County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address405 PRINCE RUPPERT DR, O FALLON, MO 63366-2213
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2020 · Amount on File
Deed SaleMay 6, 2020 · Amount on File
Prior SaleMay 6, 2020 · Amount on File
Deed Document Number2020289880
Deed Book / Page7288 / 755
Prior Transfer DateMay 5, 2020
Prior Transfer Doc0000289880
Record UpdatedOct 29, 2026

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateMay 6, 2020
Property Address405 PRINCE RUPPERT DR, O FALLON, MO 63366-2213
Document Number0072880755
Book / Page7288 / 755
Map ReferenceMB 6 PG 70-75
Instrument DateMay 5, 2020
Instrument20200506000289880
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyUS TITLE CORP AGCY INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1275 SANDY DR, 1275, FLORISSANT, MO 63031-2517

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 PRINCE RUPPERT DR, O FALLON, MO 63366-2213

Mortgage

Document Number20200506000289890
DateMay 6, 2020
Instrument20200506000289890
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 405 Prince Ruppert Dr was $2,317, up 7.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$35,792 (-)$188,378 (-) Land $40,000 Building $148,378
2025$2,317.00 (+7.22%)$35,792$188,378 Land $40,000 Building $148,378
2024$2,161.00
2023$32,376
2022$170,401 Land $40,000 Building $130,401

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Prince Ruppert Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Prince Ruppert Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

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