405 Pride's Xing, Shenandoah Junction, WV 25442 Property Records

Jefferson County property record for 405 Pride's Xing, Shenandoah Junction, WV 25442

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,941 sqft · built 1991
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$329,490 (May 2019)
Tax Bill	$3,139 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-23A-0046.0000`

Property Details

APN / Parcel Number

Primary APN	`09-23A-0046.0000`
Alternative APN	`19-09-23A-0046.0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,941 sqft Living Area
1st Floor Area	2,232 sqft
Basement Area	697 sqft
Finished Basement	697 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	50,530 sqft (1.16 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	405 PRIDES XING
City	SHENANDOAH JUNCTION
State	WV
Zip	25442-4579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT #46 - STEEPLE CHASE
Legal Subdivision	STEEPLE CHASE
Legal Lot Number	46
Jurisdiction	JEFFERSON WV
Township / Civil Division	SHEPHERDSTOWN
Census Block Group	2
Census Block	2009
Census Tract	972203

Owner

405 Pride's Xing is owned and occupied by two individuals who bought it in May 2019.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 PRIDES XING, SHENANDOAH JUNCTION, WV 25442-4579
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIGNAL FINANCIAL FCU
Dec 28, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 21, 2019	Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2019 · Amount on File
Deed Sale	May 21, 2019 · Amount on File
Prior Sale	Feb 17, 2005 · Amount on File
Deed Document Number	20195874
Deed Book / Page	1224 / 259
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	405 PRIDES XING, SHENANDOAH JUNCTION, WV 25442-4579
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 PRIDES XING, SHENANDOAH JUNCTION, WV 25442-4579

Mortgage

Document Number	2394/477
Date	Jul 19, 2021
Book Page	2394/477
Instrument	202100012266

Lender

Name	SIGNAL FINANCIAL FCU
Type	Credit Union
Address	KENSINGTON, MD 20895

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	405 PRIDES XING, SHENANDOAH JUNCTION, WV 25442-4579
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 PRIDES XING, SHENANDOAH JUNCTION, WV 25442-4579

Mortgage

Document Number	0000018035
Date	Dec 28, 2020
Book Page	2333/700
Instrument	202000018035

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Jun 1, 2049

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	May 21, 2019
Property Address	405 PRIDES XING, SHENANDOAH JUNCTION, WV 25442-4579
Document Number	1224/259
Book / Page	1224 / 259
Map Reference	MB 8 PG 28
Instrument Date	May 20, 2019
Instrument	201900005874
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	201900005875
Date	May 21, 2019
Instrument	201900005875

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 405 Pride's Xing was $3,139, up 3.3% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,139.00 (+3.29%)	$272,200 (+4.05%) Land $113,200 Building $159,000	$453,667 (+4.08%) Land $188,667 Building $265,000
2025	$3,039.00	$261,600 Land $100,600 Building $161,000	$435,900 Land $167,600 Building $268,300
2023	$2,904.00	$248,700 Land $100,600 Building $148,100	$414,400 Land $167,600 Building $246,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Pride's Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Pride's Xing is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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