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405 Porta Rosa Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 405 Porta Rosa Cir, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,260 sqft · built 2015
Lot Size0.29 acres (12,632 sqft)
Owner2 Company Names on Record
Last Sale$480,000 (Mar 2026)
Tax Bill$6,818 (2025)
Deeds & MortgagesSep 2026 Transfer
Mar 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN028685-5420

Property Details

APN / Parcel Number

Primary APN028685-5420

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,260 sqft Living Area
Gross Area2,996 sqft
1st Floor Area2,260 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area216 sqft
Patio Area286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address405 PORTA ROSA CIR
CitySAINT AUGUSTINE
StateFL
Zip32092-4763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description57/94-109 MURABELLA UNIT 3 LOT 542 OR4124/1690 &4132/1729 &4288/340(Q/C) & 453/1121 &6109/1978(T/R)
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMURABELLA UNIT 3
Legal Block1
Legal Lot Number542
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1010
Census Tract20906

Owner

Source: St. Johns County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address405 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4763
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 9, 2026Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jun 14, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2026 · Amount on Record
Deed SaleMar 9, 2026 · Amount on Record
Prior SaleNov 1, 2016 · Amount on Record
Deed Document Number202620155
Deed Book / Page6320 / 494
Last Transfer DateAug 26, 2026
Transfer Doc0000078034
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateSep 11, 2026
Property Address405 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4763
Document Number0000078034
Book / Page6435 / 1398
Instrument DateAug 26, 2026
Instrument202678034
Transaction TypeTransfer
Record UpdatedSep 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address405 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4763

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 9, 2026
Property Address405 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4763
Document Number0063200494
Book / Page6320 / 494
Map ReferenceMB 57 PG 94-109
Instrument DateFeb 26, 2026
Instrument2026020155
Transaction TypeTransfer
Record UpdatedMar 19, 2026
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address637 INDIGO BAY CIR, MYRTLE BEACH, SC 29579-3685

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4763

Mortgage

Document Number0006320496
DateMar 9, 2026
Instrument6320/496
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateJun 14, 2018
Property Address405 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4763
Document Number0045631121
Book / Page004563 / 001121
Instrument DateJun 13, 2018
Instrument41805
Transaction TypeTransfer
Record UpdatedJul 10, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address405 PORTA ROSA CIR ST AUGUSTINE FL 320924763, ST AUGUSTINE, FL 32092-4763

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$292,779 (+2.7%)$421,106 (-1.24%) Land $110,000 Building $311,106
2025$6,818.00 (+6.95%) Homeowner's exemption Widower's exemption$285,082 (+5.99%)$426,394 (-0.97%) Land $110,000 Building $316,394
2024$6,375.00 (+4.01%)
2023$6,129.00 (+2.94%) Homeowner's exemption$268,979 (+3%)$430,585 (+9.48%) Land $89,600 Building $340,985
2022$5,954.00 Homeowner's exemption$261,145$393,288 Land $89,600 Building $303,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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