405 Pollock Rd, Dayton, OH 45403 Property Records

Montgomery County property record for 405 Pollock Rd, Dayton, OH 45403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 990 sqft · built 1953
Lot Size	0.177 acres (7,701 sqft)
Owner	Individual Name on File
Tax Bill	$1,416 (2024)
Deeds & Mortgages	Apr 2023 Sale & Second Mortgage Oct 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R72-15408-0110`

Property Details

APN / Parcel Number

Primary APN	`R72-15408-0110`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	825 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,701 sqft (0.177 acres)
Lot Dimensions	140 ft deep x 55 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 POLLOCK RD
City	DAYTON
State	OH
Zip	45403-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	68196
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	110
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	3
Census Block	3010
Census Tract	2500

Owner

405 Pollock Rd is owned and occupied by an individual who acquired it in April 2023.

Source: Montgomery County records, as of December 30, 2025

Owner of Record	Individual Name on File
Mailing Address	405 POLLOCK RD, DAYTON, OH 45403-3222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage DAS ACQUISITION
Oct 4, 2018	Warranty Deed, Transfer PERFORMANCE TITLE INC
Apr 13, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2023
Deed Sale	Apr 13, 2023
Prior Sale	Oct 4, 2018 · Amount on File
Deed Document Number	202318739
Prior Transfer Date	Apr 8, 2014
Prior Transfer Doc	0000018941
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 13, 2023
Property Address	405 POLLOCK RD, DAYTON, OH 45403-3222
Document Number	0000018739
Instrument Date	Mar 31, 2023
Instrument	202300018739
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	PCTITLE PROS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 POLLOCK RD, DAYTON, OH 45403-3222

Mortgage

Document Number	0000018741
Date	Apr 13, 2023
Instrument	202300018741

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000018740
Date	Apr 13, 2023
Instrument	202300018740

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 4, 2018
Property Address	405 POLLOCK RD, DAYTON, OH 45403-3222
Document Number	0000058713
Instrument Date	Sep 26, 2018
Instrument	58713
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	PERFORMANCE TITLE INC

Transaction

Amount	Amount on Record
Tax	$111.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3175 SONNYANN PL XENIA OH 453859396, XENIA, OH 45385-9396

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 13, 2017
Property Address	405 POLLOCK RD, DAYTON, OH 45403-3222
Document Number	0000021571
Instrument Date	Mar 31, 2017
Instrument	21571
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 ONTARIO ST #23 CLEVELAND OH 441151150, 23, CLEVELAND, OH 44115-1150

Mortgage

Document Number	21600
Date	Apr 13, 2017
Instrument	21600

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,450 Land $6,040 Building $18,410	$69,870 Land $17,260 Building $52,610
2024	$1,416.00
2023	$1,416.00 (+3.74%)	$24,450 (+34.19%) Land $6,040 Building $18,410	$69,870 Land $17,260 Building $52,610
2022	$1,365.00	$18,220 Land $4,510 Building $13,710
2020			$52,060 Land $12,880 Building $39,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Pollock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Pollock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: altafiber Network Solutions, T-Mobile.

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