405 Polk Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 405 Polk Ct, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,478 sqft · built 1977
Lot Size0.115 acres (5,022 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (May 2005)
Tax Bill$8,548 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN841-62-034

Property Details

APN / Parcel Number

Primary APN841-62-034

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,478 sqft Living Area
1st Floor Area1,190 sqft

Exterior

Year BuiltBuilt 1977
Architectural StyleOther
Exterior MaterialStucco
Construction TypeWood
Lot Area5,022 sqft (0.115 acres)
Lot Dimensions81 ft deep x 62 ft wide
Garage TypeCarport
Garage Area290 sqft
CarportCarport
Carport Area290 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address405 POLK CT
CityGILROY
StateCA
Zip95020-4606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 5839 LOT 29
Legal SubdivisionMURRAY MANOR
Legal Tract5839
Legal Lot Number29
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1001
Census Tract512604

Owner

Source: Santa Clara County records · APN 841-62-034

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 1342, GILROY, CA 95021-1342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 27, 2005 · Amount on Record
Deed SaleMay 27, 2005 · Amount on Record
Prior SaleDec 03, 1998
Deed Document Number18393053
Record UpdatedJun 07, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address405 POLK CT, GILROY, CA 95020-4606
Document Number0023747652
Instrument DateAug 26, 2017
Transaction TypeMortgage
Record UpdatedSep 18, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address405 POLK CT GILROY CA 950204606, GILROY, CA 95020-4606

Mortgage

Document Number0023747652
DateSep 08, 2017
Instrument23747652
Lender
NameAPEX LNDG
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 07, 2047

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,548.00 (+2.22%) Homeowner's exemption$696,937 (+4.04%) Land $418,166 Building $278,771
2023$8,362.00 (+1.69%) Homeowner's exemption$669,876 Land $401,929 Building $267,947
2022$8,223.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855126041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearby Flood Claims1 (1979)
Most Recent ClaimJul 1979, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 452 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
Hankins Information TechnologyFixed Wireless (unlicensed)100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Frontier, Spectrum, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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