Santa Cruz County property record for 405 Plum St, Apt A, Capitola, CA 95010
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 400 sqft · built 1976 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Aug 2013) |
| Tax Bill | $14,476 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-062-20 |
| Primary APN | 036-062-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 400 sqft Total Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 5,097 sqft (0.117 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 124 sqft |
| Patio Area | 124 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 405 PLUM ST, A |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2259 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | PARCEL MAPS 8 PG 12 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 121802 |
405 Plum St, Apt A is owned by two individuals who bought it in August 2013.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21332 MCHENRY AVE, ESCALON, CA 95320-9621 |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2013 · Amount on File |
| Deed Sale | Aug 13, 2013 · Amount on File |
| Prior Sale | Jul 1, 2005 · Amount on File |
| Deed Document Number | 201340730 |
| Prior Transfer Date | Mar 29, 2006 |
| Prior Transfer Doc | 0000024358 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 405 Plum St, Apt A was $14,476.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,094,083 (+2%) Land $593,931 Building $500,152 | |
| 2025 | $14,476.00 | $1,072,630 Land $582,285 Building $490,345 |
| 2023 | $13,173.00 (+1.38%) | $1,030,979 Land $559,674 Building $471,305 |
| 2022 | $12,994.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 405 Plum St, Apt A in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Plum St, Apt A is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cruzio, T-Mobile, Xfinity.
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