Seminole County property record for 405 Pine Tree Rd, Lake Mary, FL 32746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,447 sqft · built 1988 |
| Lot Size | 0.368 acres (16,048 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,900 (Oct 1989) |
| Tax Bill | $3,706 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-20-30-502-0000-1000 |
| Primary APN | 15-20-30-502-0000-1000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,447 sqft Living Area |
| 1st Floor Area | 2,447 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 16,048 sqft |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 420 sqft |
| Patio Area | 614 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Street Address | 405 PINE TREE RD |
|---|---|
| City | LAKE MARY |
| State | FL |
| Zip | 32746-3681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 100 CARDINAL OAKS COVE PB 35 PGS 17 & 18 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 15 |
| Legal Subdivision | CARDINAL OAKS COVE |
| Legal Tract | 502 |
| Legal Lot Number | 100 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 20803 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 PINE TREE RD, LAKE MARY, FL 32746-3681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1989 · Amount on Record |
| Deed Sale | Oct 1, 1989 · Amount on Record |
| Deed Document Number | 0002121963 |
| Record Updated | Jun 8, 2026 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Lake Mary City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,706.00 (+13.13%) Homeowner's exemption | $290,471 (+5.99%) | $552,978 (+13.07%) Land $135,000 Building $417,978 |
| 2023 | $3,276.00 (+2.79%) Homeowner's exemption | $274,063 (+3%) | $489,060 (-0.25%) Land $135,000 Building $354,060 |
| 2022 | $3,187.00 Homeowner's exemption | $266,081 | $490,295 Land $125,000 Building $365,295 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 208 units insured incl. 156 condo units |
| Nearby Flood Claims | 12 (1995–2025) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Oct 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKE MARY serves 17,066 people · EPA ID FL3590201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures