Effingham County property record for 405 Pine Top Rd, Guyton, GA 31312 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,070 sqft · built 2008 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $273,175 (Mar 2026) |
| Tax Bill | $3,304 (2025) |
| Deeds & Mortgages | Aug 2012 Mortgage Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0394B-156-000 |
| Primary APN | 0394B-156-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,070 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 260 sqft |
| Porch | Slab |
| Porch Area | 80 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 11852 |
|---|---|
| Street Address | 405 PINE TOP RD |
| City | GUYTON |
| State | GA |
| Zip | 31312-6026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .22 AC LOT 156 OUT 394-7 |
| Legal Subdivision | TIMBERLAKE |
| Legal Lot Number | 156 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 30301 |
Source: Effingham County records · APN 0394B-156-000
Assessment roll updated December 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 PINE TOP RD, GUYTON, GA 31312-6026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2012 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Mar 09, 2026 | Warranty Deed, Transfer PLAZA HOME MORTGAGE |
| Jul 17, 2025 | Warranty Deed, Transfer |
| Mar 12, 2009 | Deed, Subdivision Related Transfer · VA Mortgage PRIMARY CAPITAL ADVISORS LC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2026 · Amount on Record |
| Deed Sale | Mar 09, 2026 · Amount on Record |
| Prior Sale | Jul 17, 2025 · Amount on Record |
| Deed Book / Page | 3028 / 919 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 405 PINE TOP RD, GUYTON, GA 31312-6026 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002116/137 |
|---|---|
| Date | Aug 03, 2012 |
| Book Page | 2116/137 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 09, 2026 |
| Property Address | 405 PINE TOP RD, GUYTON, GA 31312-6026 |
| Document Number | 003028/919 |
| Book / Page | 3028 / 919 |
| Instrument Date | Mar 03, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.73 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 PINE TOP RD, GUYTON, GA 31312-6026 |
| Document Number | 0003028922 |
|---|---|
| Date | Mar 09, 2026 |
| Instrument | 3028/922 |
| Name | PLAZA HOME MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 358 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 17, 2025 |
| Property Address | 405 PINE TOP RD, GUYTON, GA 31312-6026 |
| Document Number | 002984/812 |
| Book / Page | 2984 / 812 |
| Instrument Date | Jun 03, 2025 |
| Instrument | D2025005529 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.86 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8501 WHITE BLUFF RD, SAVANNAH, GA 31406-4601 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 12, 2009 |
| Property Address | 405 PINE TOP RD, GUYTON, GA 31312-6026 |
| Document Number | 001833/356 |
| Book / Page | 1833 / 356 |
| Instrument Date | Mar 12, 2009 |
| Instrument | 051-2009-000497 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 86 COLUMBIA DR, 86, POOLER, GA 31322-8504 |
| Name | Verified Name |
|---|---|
| Address | 405 PINE TOP RD, GUYTON, GA 31312-6026 |
| Document Number | 001833/358 |
|---|---|
| Date | Mar 12, 2009 |
| Book Page | 1833/358 |
| Name | PRIMARY CAPITAL ADVISORS LC |
|---|---|
| Type | Non-Lending Institution |
| Address | ATLANTA, GA 30339 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2039 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,304.00 (+15.77%) | $95,382 (+9.16%) Land $22,800 Building $72,582 | $238,455 (+9.16%) Land $57,000 Building $181,455 |
| 2024 | $2,854.00 (+25.73%) | $87,381 (+22.17%) Land $22,800 Building $64,581 | $218,453 (+22.17%) Land $57,000 Building $161,453 |
| 2023 | $2,270.00 (+9.45%) | $71,526 (+19.13%) Land $22,000 Building $49,526 | $178,816 (+19.13%) Land $55,000 Building $123,816 |
| 2022 | $2,074.00 | $60,039 Land $17,040 Building $42,999 | $150,097 Land $42,600 Building $107,497 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030303014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 22 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,613 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 177 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Planters Rural Telephone Cooperative | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 250 |
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