405 Pine St, Rumford, ME 04276 Property Records

Oxford County and Rumford Town property record for 405 Pine St, Rumford, ME 04276

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,014 sqft · built 1898
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Nov 2024)
Tax Bill	$6,984 (2025)
Deeds & Mortgages	Nov 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`RUMF M:112 L:059`

Property Details

APN / Parcel Number

Primary APN	`RUMF M:112 L:059`
Alternative APN	`806`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Building Area	4,014 sqft Living Area
Basement Area	748 sqft
Unfinished Basement	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Conventional
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Carport
Carport	Carport
Pool Type	In-Ground Pool
Deck Area	Deck Area

Location & Zoning

Account Number	806
Street Address	405 PINE ST
City	RUMFORD
State	ME
Zip	04276-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	59
Jurisdiction	RUMFORD ME
Township / Civil Division	RUMFORD
Census Block Group	2
Census Block	2012
Census Tract	965600

Owner

405 Pine St is owned by two individuals who bought it in November 2024.

Source: Oxford County and Rumford Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 123, TURNER, ME 04282-0123
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2024 · Amount on File
Deed Sale	Nov 27, 2024 · Amount on File
Deed Document Number	202414940
Deed Book / Page	5846 / 526
Record Updated	Sep 20, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUMFORD ME
Recording Date	Nov 27, 2024
Property Address	405 PINE ST, RUMFORD, ME 04276
Document Number	0000014940
Book / Page	5846 / 526
Instrument Date	Nov 19, 2024
Instrument	14940
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 123, TURNER, ME 04282-0123

Tax Assessment & Valuation

The 2025 property tax bill for 405 Pine St was $6,984, up 12.7% from the year before.

Source: Oxford County and Rumford Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Oxford County
County Subdivision	Rumford Town
Unified School District	Regional School Unit 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,984.00 (+12.68%)	$372,900 (-) Land $23,000 Building $349,900
2024	$6,198.00	$372,900 (+39.77%) Land $23,000 Building $349,900
2023		$266,800 Land $16,400 Building $250,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 405 Pine St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUMFORD WATER DISTRICT serves 4,050 people · EPA ID ME0091380
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20