Otero County property record for 405 Phelps Cir, Cloudcroft, NM 88317
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 1 ba · 493 sqft · built 1960 |
| Lot Size | 0.034 acres (1,481 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,800 (Oct 2019) |
| Tax Bill | $357 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11N4068091153214 |
| Primary APN | 11N4068091153214 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 493 sqft Living Area |
| Interior Walls | Paneling |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,481 sqft (0.034 acres) |
| Lot Dimensions | 50 ft deep x 30 ft wide |
| Terrain | Mountain |
| Porch | Porch |
| Porch Area | 99 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Propane |
| Sewer | Municipal |
| Account Number | R035113 |
|---|---|
| Street Address | 405 PHELPS CIR |
| City | CLOUDCROFT |
| State | NM |
| Zip | 88317-7830 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | SUBD: HORN LOT 14 BLOCK: 4 |
| Legal Subdivision | HORN |
| Legal Block | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | OTERO NM |
| Township / Civil Division | SOUTHEAST OTERO |
| Census Block Group | 3 |
| Census Block | 3142 |
| Census Tract | 901 |
405 Phelps Cir, a residential property, is owned by an individual who bought it in October 2019.
Source: Otero County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 879, CLOUDCROFT, NM 88317-0879 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2019 · Amount on File |
| Deed Sale | Oct 7, 2019 · Amount on File |
| Prior Sale | Sep 9, 2011 |
| Deed Document Number | 20197910 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 405 Phelps Cir was $357.
Source: Otero County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Otero County |
| Municipality | Cloudcroft Village |
| Unified School District | Cloudcroft Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,657 (+3%) Land $2,749 Building $19,908 | $67,971 (+3%) Land $8,247 Building $59,724 | |
| 2025 | $357.00 | $21,998 Land $2,693 Building $19,305 | $65,992 Land $8,078 Building $57,914 |
| 2023 | $344.00 | $20,735 Land $2,586 Building $18,149 | $62,204 Land $7,758 Building $54,446 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 Phelps Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective November 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Aug 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Phelps Cir is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 94% of New Mexico |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLOUDCROFT WATER SYSTEM serves 2,865 people · EPA ID NM3513519 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jul 2016 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tularosa Communications Fiber | 1,000 / 1,000 |
| PVT Networks Cable | 1,000 / 50 |
May also be available: T-Mobile.
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