Lowndes County property record for 405 Pennington Lake Rd, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,444 sqft · built 1975 |
| Lot Size | 0.881 acres (38,398 sqft) |
| Owner | Individual Name on File |
| Last Sale | $236,075 (Dec 2021) |
| Tax Bill | $2,038 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47W240011500 |
| Primary APN | 47W240011500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,444 sqft Adjusted Area |
| 1st Floor Area | 1,912 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 38,398 sqft (0.881 acres) |
| Lot Dimensions | 146 ft deep x 263 ft wide |
| Deck Area | 625 sqft |
| Patio Area | 625 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 PENNINGTON LAKE RD |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39705-3221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 405 PENNINGTON LAKE RD LOT 16 BLOCK 1 2A |
| Legal Range | 18W |
| Legal Township | 17S |
| Legal Section | 34 |
| Legal Subdivision | PENNINGTON LAKES SUBDIV |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 301 |
405 Pennington Lake Rd is owned and occupied by an individual who bought it in December 2021.
Source: Lowndes County records, as of April 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 PENNINGTON LAKE RD, COLUMBUS, MS 39705-3221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage RENASANT BANK |
| Dec 30, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage RENASANT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on File |
| Deed Sale | Dec 30, 2021 · Amount on File |
| Deed Book / Page | 2021 / 11562 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 405 PENNINGTON LAKE RD, COLUMBUS, MS 39705-3221 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202138781 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 2021/38781 |
| Name | RENASANT BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Dec 30, 2021 |
| Property Address | 405 PENNINGTON LAKE RD, COLUMBUS, MS 39705-3221 |
| Document Number | 00202111562 |
| Book / Page | 2021 / 11562 |
| Instrument Date | Dec 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 PENNINGTON LAKE RD, COLUMBUS, MS 39705-3221 |
| Document Number | 0202138781 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 2021/38781 |
| Name | RENASANT BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2032 |
The 2025 property tax bill for 405 Pennington Lake Rd was $2,038, up 1.8% from the year before.
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,038.00 (+1.8%) | $18,118 | $181,180 Land $30,000 Building $151,180 |
| 2024 | $2,002.00 (+14.53%) | ||
| 2023 | $1,748.00 | $15,673 | $156,730 Land $30,000 Building $126,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 Pennington Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Pennington Lake Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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