Ocean County and Lacey Township property record for 405 Penn Ave, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,758 sqft · built 1972 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Nov 2020) |
| Tax Bill | $6,933 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01446-0000-00025 |
| Primary APN | 13-01446-0000-00025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,758 sqft Living Area |
| Gross Area | 2,796 sqft |
| 1st Floor Area | 1,758 sqft |
| Basement Area | 1,038 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 00095607 |
|---|---|
| Street Address | 405 PENN AVE |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-2515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OC |
| Legal Description | 100 X 100 26,27,28,29 |
| Legal Subdivision | BARNEGAT PINES REALTY CO INC |
| Legal Block | 1446 |
| Legal Lot Number | 25 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 732003 |
Source: Ocean County and Lacey Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 PENN AVE, FORKED RIVER, NJ 08731-2515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 27, 2020 | Deed, Transfer · FHA Mortgage EVESHAM MORTGAGE LLC |
| Jun 21, 2017 | Loan Modification, Mortgage · Conventional with PMI CITIMORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2020 · Amount on Record |
| Deed Sale | Nov 27, 2020 · Amount on Record |
| Prior Sale | Dec 29, 2004 · Amount on Record |
| Deed Document Number | 2020141174 |
| Deed Book / Page | 18175 / 1334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 405 PENN AVE, FORKED RIVER, NJ 08731-2515 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 405 PENN AVE, FORKED RIVER, NJ 08731-2515 |
| Document Number | 0191031956 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 19103/1956 |
| Instrument | 2022080273 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 405 PENN AVE, FORKED RIVER, NJ 08731-2515 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 405 PENN AVE, FORKED RIVER, NJ 08731-2515 |
| Document Number | 0195320136 |
|---|---|
| Date | Nov 8, 2023 |
| Book Page | 19532/136 |
| Instrument | 2023084007 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Nov 27, 2020 |
| Property Address | 405 PENN AVE, FORKED RIVER, NJ 08731-2515 |
| Document Number | 0181751334 |
| Book / Page | 18175 / 1334 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 2020141174 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | GREEN LABEL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,364.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3457 MARITIME DR, 3457, TOMS RIVER, NJ 08753-4828 |
| Name | Verified Name |
|---|---|
| Address | 405 PENN AVE, FORKED RIVER, NJ 08731-2515 |
| Document Number | 2020141175 |
|---|---|
| Date | Nov 27, 2020 |
| Instrument | 2020141175 |
| Name | EVESHAM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 405 PENN AVE, FORKED RIVER, NJ 08731-2515 |
| Document Number | 0168511728 |
| Book / Page | 016851 / 001728 |
| Instrument Date | Jun 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 PENN AVE FORKED RIVER NJ 087312515, FORKED RIVER, NJ 08731-2515 |
| Document Number | 0168511728 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 016851/001728 |
| Instrument | 89819 |
| Name | CITIMORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | O FALLON, MO 63368-2240 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 27, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,500 (-) Land $78,000 Building $175,500 | $253,500 (-) Land $78,000 Building $175,500 | |
| 2025 | $6,933.00 (+7.94%) | $253,500 (-) Land $78,000 Building $175,500 | $253,500 (-) Land $78,000 Building $175,500 |
| 2024 | $6,423.00 (+11.98%) | ||
| 2023 | $253,500 Land $78,000 Building $175,500 | $253,500 Land $78,000 Building $175,500 | |
| 2022 | $5,736.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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