405 Penfield St, Odin, IL 62870 Property Records

Marion County property record for 405 Penfield St, Odin, IL 62870

Property Summary

Property Type	Single Family Home
Details	750 sqft · built 1951
Lot Size	0.373 acres (16,250 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (Jun 2026)
Tax Bill	$1,158 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1014407006`

Property Details

APN / Parcel Number

Primary APN	`1014407006`

Interior

Building Area	750 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	16,250 sqft (0.373 acres)

Location & Zoning

Street Address	405 PENFIELD ST
City	ODIN
State	IL
Zip	62870-1183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMS & FISHER SUB DIV S1/2 LOT 2 & LOT 3 BLK 2
Legal Subdivision	WILLIAMS & FISHER SUB DIV
Legal Block	2
Legal Lot Number	2,3
Jurisdiction	MARION IL
Township / Civil Division	ODIN
Census Block Group	2
Census Block	2075
Census Tract	951900

Owner

Source: Marion County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 PENFIELD ST, ODIN, IL 62870-1183
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BANK
Oct 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Deed Document Number	20262320
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Jun 5, 2026
Property Address	405 PENFIELD ST, ODIN, IL 62870-1183
Document Number	0000002320
Instrument Date	Jun 2, 2026
Instrument	20262320
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	S AND T TITLE LLC, T & K TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$9,544.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 PENFIELD ST, ODIN, IL 62870-1183

Mortgage

Document Number	0000002321,
Date	Jun 5, 2026
Instrument	20262321

Lender

Name	FIFTH THIRD BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.5%
Max Rate	-1%

Mortgage

Document Number	0000002322,
Date	Jun 5, 2026
Instrument	20262322

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	405 PENFIELD ST, ODIN, IL 62870-1183
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R05039
Date	Oct 12, 2018
Instrument	2018R05039

Lender

Name	DITECH FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Odin Township
Municipality	Odin Village
Unified School District	Odin Public School District 722 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,158.00 (+4.23%)	$17,340 (+12.02%) Land $2,060 Building $15,280	$52,020 (+12.02%) Land $6,180 Building $45,840
2024	$1,111.00 (+8.39%)	$15,480 (+17.72%) Land $1,840 Building $13,640	$46,440 (+17.72%) Land $5,520 Building $40,920
2022	$1,025.00	$13,150 Land $1,560 Building $11,590	$39,450 Land $4,680 Building $34,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ODIN serves 2,543 people · EPA ID IL1210350
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wabash Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

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