Boulder County property record for 405 Pearl St, Boulder, CO 80302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,095 sqft · built 1920 |
| Lot Size | 0.093 acres (4,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $888,500 (Nov 2024) |
| Tax Bill | $6,333 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2026 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 1461-25-4-37-009 |
| Primary APN | 1461-25-4-37-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,095 sqft Living Area |
| Gross Area | 1,820 sqft |
| 1st Floor Area | 1,095 sqft |
| Basement Area | 480 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,068 sqft (0.093 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 245 sqft |
| Deck Area | 334 sqft |
| Patio Area | 415 sqft |
| Heating System | Hot Water |
|---|
| Account Number | R0001155 |
|---|---|
| Street Address | 405 PEARL ST |
| City | BOULDER |
| State | CO |
| Zip | 80302-4930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 LESS N 50 FT BLK 102 BOULDER WEST |
| Legal Range | 70 |
| Legal Township | 1N |
| Legal Section | 30 |
| Legal Subdivision | BOULDER O T EAST & WEST & NORTH - BO |
| Legal Block | 102 |
| Legal Lot Number | 8 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | BOULDER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 12201 |
Source: Boulder County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 PEARL ST, BOULDER, CO 80302-4930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 19, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage AMWEST FUNDING CORP |
| Apr 9, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2024 · Amount on Record |
| Deed Sale | Nov 4, 2024 · Amount on Record |
| Prior Sale | Oct 1, 1991 · Amount on Record |
| Deed Document Number | 20244066114 |
| Last Transfer Date | Feb 17, 2026 |
| Transfer Doc | 0004120453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | Feb 19, 2026 |
| Property Address | 405 PEARL ST, BOULDER, CO 80302-4930 |
| Document Number | 0004120453 |
| Instrument Date | Feb 17, 2026 |
| Instrument | 4120453 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 PEARL ST, BOULDER, CO 80302-4930 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 PEARL ST, BOULDER, CO 80302-4930 |
| Document Number | 0004120454 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 4120454 |
| Name | AMWEST FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | Apr 9, 2026 |
| Property Address | 405 PEARL ST, BOULDER, CO 80302-4930 |
| Document Number | 0004127331 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 20264127331 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8101 E DARTMOUTH AVE, 10, DENVER, CO 80231-4258 |
Source: Boulder County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Municipality | Boulder City |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,592 (+1.54%) Land $59,457 Building $7,135 | $1,049,300 (-) Land $944,370 Building $104,930 | |
| 2025 | $6,333.00 (-5.97%) | $65,581 (-17.43%) Land $59,023 Building $6,558 | $1,049,300 (-11.49%) Land $944,370 Building $104,930 |
| 2024 | $6,735.00 (+1.8%) | ||
| 2023 | $6,616.00 (+6.59%) | $79,429 (+20.28%) Land $71,188 Building $8,241 | $1,185,500 (+24.76%) Land $1,062,500 Building $123,000 |
| 2022 | $6,207.00 | $66,039 Land $59,435 Building $6,604 | $950,200 Land $855,180 Building $95,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 34 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 units insured incl. 32 condo units |
| Nearby Flood Claims | 16 (1994–2017) |
| Claims Outside the SFHA | 10 of 16 |
| Most Recent Claim | Aug 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 63% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOULDER serves 166,080 people · EPA ID CO0107152 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ayva Networks Fixed Wireless | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| LiveWireNet Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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