Burke County property record for 405 Pea Ridge St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 576 sqft · built 1952 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $405 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1773335045 |
| Primary APN | 1773335045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 576 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Flooring | Wood |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 188 sqft |
| Patio Area | 264 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | None |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 405 PEA RIDGE ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW DENSIT |
| Legal Description | 405 PEA RIDGE ST MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 20301 |
405 Pea Ridge St is owned by an individual who acquired it in October 2022.
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 725 W UNION ST, MORGANTON, NC 28655-4208 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 28, 2022 |
| Transfer Doc | 0021027658 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 405 Pea Ridge St was $405, up 1.3% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Glen Alpine Town |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $405.00 (+1.25%) | $37,907 (-) Land $13,500 Building $24,407 | $37,907 (-) Land $13,500 Building $24,407 |
| 2025 | $400.00 | $37,907 Land $13,500 Building $24,407 | $37,907 Land $13,500 Building $24,407 |
| 2023 | $410.00 | $37,907 Land $13,500 Building $24,407 | $37,907 Land $13,500 Building $24,407 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Pea Ridge St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Tropical Storm Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Pea Ridge St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Compas X-Stream, Verizon.
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