405 Parkway Dr, Troy, MO 63379 Property Records

Lincoln County property record for 405 Parkway Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 2015
Lot Size	0.263 acres (11,456 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,150 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Oct 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-30-06-000-000-006.199`

Property Details

APN / Parcel Number

Primary APN	`20-30-06-000-000-006.199`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
Basement Area	1,438 sqft
Unfinished Basement	1,438 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	11,456 sqft (0.263 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	405 PARKWAY DR
City	TROY
State	MO
Zip	63379-2962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 199 STONEBRIDGE PLAT 2
Legal Range	01E
Legal Township	48N
Legal Section	06
Legal Subdivision	STONEBRIDGE
Legal Lot Number	199
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3007
Census Tract	810308

Owner

405 Parkway Dr is owned and occupied by two individuals.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 PARKWAY DR, TROY, MO 63379-2962
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Oct 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	405 PARKWAY DR, TROY, MO 63379-2962
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 PARKWAY DR, TROY, MO 63379-2962

Mortgage

Document Number	002496/892
Date	Jan 9, 2024
Book Page	2496/892
Instrument	2024000187

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	263 Months
Due	Dec 1, 2045

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	405 PARKWAY DR, TROY, MO 63379-2962
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 PARKWAY DR, TROY, MO 63379-2962

Mortgage

Document Number	002484/288
Date	Oct 3, 2022
Book Page	2484/288
Instrument	2022010062

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	278 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 405 Parkway Dr was $2,150.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,230 (-) Land $4,552 Building $29,678
2025	$2,150.00	$34,230 Land $4,552 Building $29,678	$180,160 Land $23,960 Building $156,200
2023	$2,004.00 (+5.75%)	$31,512 Land $3,806 Building $27,706	$165,850 Land $20,030 Building $145,820
2022	$1,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Parkway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Parkway Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications.

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