Monterey County property record for 405 Paradise Rd, Salinas, CA 93907
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,507 sqft · built 1977 |
| Lot Size | 1.82 acres (79,470 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,076,000 (Oct 2025) |
| Tax Bill | $8,394 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 129-101-054-000 |
| Primary APN | 129-101-054-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 2,507 sqft Living Area |
| 1st Floor Area | 2,507 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 79,470 sqft |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Street Address | 405 PARADISE RD |
|---|---|
| City | SALINAS |
| State | CA |
| Zip | 93907-9113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VOL 10 PAR MAPS PG 190 PAR D 1.827 AC & RW |
| Legal Subdivision | PM10 190 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CASTROVILLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10305 |
405 Paradise Rd is owned by two individuals who bought it in October 2025.
Source: Monterey County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4191 BLACKFIN AVE, IRVINE, CA 92620-3208 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 28, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage KNOCK LENDING LLC |
| Oct 24, 2025 | Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Mar 26, 2018 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on File |
| Deed Sale | Oct 24, 2025 · Amount on File |
| Prior Sale | Mar 26, 2018 · Amount on File |
| Deed Document Number | 202539651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 405 PARADISE RD, SALINAS, CA 93907-9113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 405 PARADISE RD, SALINAS, CA 93907-9113 |
| Document Number | 0000035141 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021035141 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 405 PARADISE RD, SALINAS, CA 93907-9113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 405 PARADISE RD, SALINAS, CA 93907-9113 |
| Document Number | 0000024473 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 2025024473 |
| Name | KNOCK LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Jan 23, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Oct 24, 2025 |
| Property Address | 405 PARADISE RD, SALINAS, CA 93907-9113 |
| Document Number | 0000039651 |
| Map Reference | MB 582 PG 394 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 2025039651 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4191 BLACKFIN AVE, IRVINE, CA 92620-3208 |
| Document Number | 0000039652 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 2025039652 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 405 PARADISE RD, SALINAS, CA 93907-9113 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000060585 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 2019060585 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Mar 26, 2018 |
| Property Address | 405 PARADISE RD, SALINAS, CA 93907-9113 |
| Document Number | 0000012539 |
| Map Reference | VOL10 PG190 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 2018012539 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 PARADISE RD, SALINAS, CA 93907-9113 |
| Document Number | 0000012540 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 2018012540 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 405 Paradise Rd was $8,394.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | North Monterey County Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,076,000 (+40.1%) Land $500,000 Building $576,000 | |
| 2025 | $8,394.00 Homeowner's exemption | $768,030 Land $369,792 Building $398,238 |
| 2023 | $8,054.00 (+0.61%) Homeowner's exemption | $738,209 Land $355,434 Building $382,775 |
| 2022 | $8,005.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 405 Paradise Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Paradise Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surfnet Communications Fiber · Fixed Wireless | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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