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405 Palm Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 405 Palm Dr, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,437 sqft · built 2003
Lot Size0.436 acres (19,014 sqft)
Owner2 Owner Names on Record
Last Sale$119,000 (Apr 1999)
Tax Bill$6,589 (2025)
Flood ZoneZone X (moderate risk)
APN12-12-31-1285-00000-0030

Property Details

APN / Parcel Number

Primary APN12-12-31-1285-00000-0030

Interior

Full Baths3 Baths
Stories3 Stories
Building Area2,437 sqft Heated Area
Gross Area4,421 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2005
Exterior MaterialFiber Cement Siding
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area19,014 sqft (0.436 acres)

Exterior Amenities

Patio Area168 sqft
Boat AccessBoat Access
Boat House240 sqft
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address405 PALM DR
CityFLAGLER BEACH
StateFL
Zip32136-3482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCUSTERS PALM HARBOR S/D LOT 3 MB 27 P 10 OR 377 PG 75 OR 500 PG 1717(DC THOMAS L MYNCHENBERG)OR 529 PG 892 OR 535 PG 1462 OR
Legal Range31E
Legal Township12S
Legal Section12
Legal SubdivisionCUSTERS PALM HARBOR S/D
Legal Lot Number3
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group1
Census Block1001
Census Tract60304

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on Record
Mailing Address405 PALM DR, FLAGLER BEACH, FL 32136-3482
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 1999 · Amount on Record
Deed SaleApr 6, 1999 · Amount on Record
Deed Document Number0064801625
Deed Book / Page00648 / 01625
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,589.00 (+5.64%) Homeowner's exemption$380,994 (+5.99%)$630,897 (-0.83%) Land $213,900 Building $416,997
2023$6,237.00 (+2.6%) Homeowner's exemption$359,472 (+3%)$636,193 (+2.72%) Land $213,900 Building $422,293
2022$6,079.00 Homeowner's exemption$349,002$619,372 Land $213,900 Building $405,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 127 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies127 in force
Nearby Flood Claims69 (1995–2026)
Claims Outside the SFHA8 of 69
Most Recent ClaimMay 2026 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 13 claims
  • Hurricane Irma, Oct 2017 · 39 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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