405 Palace Dr, Reno, NV 89506 Property Records

Washoe County property record for 405 Palace Dr, Reno, NV 89506

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,144 sqft · built 1972
Lot Size	0.205 acres (8,973 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jul 2021)
Tax Bill	$710 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-574-03`

Property Details

APN / Parcel Number

Primary APN	`080-574-03`
Alternative APN	`105256`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1972
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	8,973 sqft (0.205 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	328 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	105256
Street Address	405 PALACE DR
City	RENO
State	NV
Zip	89506-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDS
Legal Description	LEMMON VALLEY ESTATES 3 LT 7
Legal Range	19
Legal Township	21
Legal Section	34
Legal Subdivision	LEMMON VALLEY ESTATES 3
Legal Lot Number	7
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	1
Census Block	1036
Census Tract	2618

Owner

405 Palace Dr is owned and occupied by an individual who bought it in July 2021.

Source: Washoe County records, as of January 8, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	405 PALACE DR, RENO, NV 89506-9645
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage LOAN SIMPLE INC
Apr 10, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 10, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Apr 10, 2018
Deed Document Number	5202897
Record Updated	Jun 8, 2026

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jul 12, 2021
Property Address	405 PALACE DR, RENO, NV 89506-9645
Document Number	0005202897
Instrument Date	Jul 8, 2021
Instrument	5202897
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,353.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2473 RANGE VIEW CT, 2473, RENO, NV 89519-8357

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 PALACE DR, RENO, NV 89506-9645

Mortgage

Document Number	0005202898
Date	Jul 12, 2021
Instrument	5202898

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHOE NV
Recording Date	Apr 10, 2018
Property Address	405 PALACE DR, RENO, NV 89506-9645
Document Number	0004803265
Instrument Date	Apr 5, 2018
Instrument	4803265
Transaction Type	Transfer
Record Updated	Apr 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	405 PALACE DR RENO NV 895069645, RENO, NV 89506-9645

April 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	WASHOE NV
Recording Date	Apr 10, 2018
Property Address	405 PALACE DR, RENO, NV 89506-9645
Document Number	0004803264
Instrument Date	Apr 5, 2018
Instrument	4803264
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 PALACE DR RENO NV 895069645, RENO, NV 89506-9645

Tax Assessment & Valuation

The 2025 property tax bill for 405 Palace Dr was $710.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$710.00	$47,020 Land $29,831 Building $17,189	$134,342 Land $85,230 Building $49,112
2023	$670.00	$40,232 Land $24,551 Building $15,681	$114,948 Land $70,146 Building $44,802

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 Palace Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	13 (1991–2017)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Apr 2017 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Palace Dr is very high, ranking above 90% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 74% of Nevada
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Net NV.

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