St. Charles County property record for 405 Orf Ave, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,045 sqft · built 1969 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $300,000 (Jun 2025) |
| Tax Bill | $2,975 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 234150A000 |
| Primary APN | 234150A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,045 sqft Living Area |
| Gross Area | 2,700 sqft |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 1,170 sqft |
| Finished Basement | 875 sqft |
| Unfinished Basement | 295 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 234150A000 |
|---|---|
| Street Address | 405 ORF AVE |
| City | O FALLON |
| State | MO |
| Zip | 63366-2735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | HILLTOP MANOR #2 LOT 33 |
| Legal Subdivision | HILLTOP MANOR #2 |
| Legal Lot Number | 33 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 311602 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 982 EMGE RD, O FALLON, MO 63366-2121 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES INC |
| Jun 4, 2025 | Warranty Deed, Transfer |
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2025 · Amount on File |
| Deed Sale | Jun 4, 2025 · Amount on File |
| Prior Sale | Aug 7, 2014 · Amount on File |
| Deed Document Number | 202523218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 405 ORF AVE, O FALLON, MO 63366-2735 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000027587 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021R-027587 |
| Name | FIRST INTEGRITY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 4, 2025 |
| Property Address | 405 ORF AVE, O FALLON, MO 63366-2735 |
| Document Number | 0000023218 |
| Map Reference | MB 10 PG 8 |
| Instrument Date | May 30, 2025 |
| Instrument | 2025R-023218 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 215 CHARGING BEAR DR, WENTZVILLE, MO 63385-3539 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 982 EMGE RD, O FALLON, MO 63366-2121 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 405 ORF AVE, O FALLON, MO 63366-2735 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 2021R027587 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021R-027587 |
| Name | FIRST INTEGRITY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,139 (-) | $242,837 (-) Land $40,000 Building $202,837 | |
| 2025 | $2,975.00 | $46,139 (+8.27%) | $242,837 (+8.27%) |
| 2023 | $42,613 | ||
| 2022 | $224,281 Building $224,281 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 23 (1981–2022) |
| Claims Outside the SFHA | 2 of 23 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Brightspeed, Gateway Fiber, T-Mobile, Verizon, Wisper ISP.
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