Ouachita Parish property record for 405 Oregon Trl, Monroe, LA 71202
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,053 sqft · built 1967 |
| Owner | Individual Name on Record |
| Last Sale | $123,500 (Feb 2024) |
| Tax Bill | $85 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 54815 |
| Primary APN | 54815 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Building Area | 1,053 sqft |
| Year Built | Built 1967 |
|---|
| Account Number | 255435 |
|---|---|
| Street Address | 405 OREGON TRL |
| City | MONROE |
| State | LA |
| Zip | 71202-3725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 SQ H EAST PARKVIEW ADDN |
| Legal Range | 04E |
| Legal Township | 17N |
| Legal Section | 05 |
| Legal Subdivision | EAST PARKVIEW |
| Legal Block | H |
| Legal Lot Number | 11 |
| Jurisdiction | OUACHITA LA |
| Township / Civil Division | F |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10900 |
Source: Ouachita Parish records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 HOLLY RIDGE DR, MONROE, LA 71203-2308 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ORIGIN BANK |
| Apr 26, 2022 | Deed, Transfer · Stand-Alone First Mortgage GUARANTY BANK & TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2024 · Amount on Record |
| Deed Sale | Feb 28, 2024 · Amount on Record |
| Prior Sale | Jul 6, 2016 · Amount on Record |
| Deed Document Number | 1851662 |
| Deed Book / Page | 2696 / 358 |
| Prior Transfer Date | Apr 26, 2022 |
| Prior Transfer Doc | 1851662 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 405 OREGON TRL, MONROE, LA 71202-3725 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0001891095 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 1891095 |
| Name | ORIGIN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | Apr 26, 2022 |
| Property Address | 405 OREGON TRL, MONROE, LA 71202-3725 |
| Document Number | 002696/358 |
| Book / Page | 2696 / 358 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 1851662 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4384, MONROE, LA 71211-4384 |
| Document Number | 0001851663 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 1851663 |
| Name | GUARANTY BANK & TRUST COMPANY |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 004145/881 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 4145/881 |
| Instrument | 1851663 |
| Name | GUARANTY BANK & TRUST COMPANY |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Ouachita Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | Ouachita Parish |
| Municipality | Monroe City |
| Unified School District | Monroe City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85.00 | $2,852 (-) Land $589 Building $2,263 | $28,522 (-) Land $5,890 Building $22,632 |
| 2024 | $85.00 (-73.6%) | $2,852 (-) Land $589 Building $2,263 | $28,522 (-) Land $5,890 Building $22,632 |
| 2023 | $322.00 (+6.98%) | $2,852 (-) Land $589 Building $2,263 | $28,522 (-) Land $5,890 Building $22,632 |
| 2022 | $301.00 | $2,852 Land $589 Building $2,263 | $28,522 Land $5,890 Building $22,632 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 152 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 152 in force |
| Nearby Flood Claims | 341 (1978–2021) |
| Claims Outside the SFHA | 6 of 341 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.4% of Louisiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWC SOUTH MONROE WS private · serves 7,335 people · EPA ID LA1073046 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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