405 Orchard Ln, Findlay, OH 45840 Property Records

Hancock County property record for 405 Orchard Ln, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,296 sqft · built 1961
Lot Size	0.379 acres (16,501 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Oct 2025)
Tax Bill	$4,070 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1010-254-12-007.000`

Property Details

APN / Parcel Number

Primary APN	`1010-254-12-007.000`
Alternative APN	`590000269680`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,296 sqft Living Area
1st Floor Area	2,384 sqft
2nd Floor Area	912 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,501 sqft (0.379 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Patio Area	420 sqft
Balcony Area	38 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 ORCHARD LN
City	FINDLAY
State	OH
Zip	45840-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD ORCHARD ADD LOT 15
Legal Subdivision	OLD ORCHARD ADD
Legal Lot Number	15
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5008
Census Tract	1000

Owner

405 Orchard Ln is owned and occupied by two individuals who bought it in October 2025.

Source: Hancock County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 ORCHARD LN, FINDLAY, OH 45840-1135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Executor's Deed, Transfer FLAG CITY TITLE AGENCY INC, FLAG CITY TITLE AGENCY
Oct 21, 2025	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 27, 2019	Transfer on Death Deed, Transfer
Mar 1, 2019	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on File
Deed Sale	Oct 21, 2025 · Amount on File
Prior Sale	Oct 21, 2025 · Amount on File
Deed Document Number	20258766
Deed Book / Page	2623 / 4106
Prior Transfer Date	Mar 13, 2019
Prior Transfer Doc	02554/1348
Record Updated	Sep 20, 2026

October 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	HANCOCK OH
Recording Date	Oct 21, 2025
Property Address	405 ORCHARD LN, FINDLAY, OH 45840-1135
Document Number	02623/4106
Book / Page	2623 / 4106
Instrument Date	Oct 15, 2025
Instrument	202500008766
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	FLAG CITY TITLE AGENCY INC, FLAG CITY TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 ORCHARD LN, FINDLAY, OH 45840-1135

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HANCOCK OH
Recording Date	Oct 21, 2025
Property Address	405 ORCHARD LN, FINDLAY, OH 45840-1135
Document Number	02623/4103
Book / Page	2623 / 4103
Instrument Date	Oct 15, 2025
Instrument	202500008765
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 ORCHARD LN, FINDLAY, OH 45840-1135

Mortgage

Document Number	202500008767
Date	Oct 21, 2025
Instrument	202500008767

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 27, 2019
Property Address	405 ORCHARD LN, FINDLAY, OH 45840-1135
Document Number	02554/1348
Book / Page	2554 / 1348
Instrument Date	Mar 13, 2019
Instrument	201900002175
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	00000

March 2019: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	HANCOCK OH
Recording Date	Mar 1, 2019
Property Address	405 ORCHARD LN, FINDLAY, OH 45840-1135
Document Number	02553/0015
Book / Page	2553 / 0015
Instrument Date	Feb 20, 2019
Instrument	201900001451
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ORCHARD LN, FINDLAY, OH 45840-1135

Tax Assessment & Valuation

The 2025 property tax bill for 405 Orchard Ln was $4,070 with exemptions applied, up 21% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,070.00 (+20.95%) Homeowner's exemption Senior Citizen's exemption	$132,740 (+26.99%) Land $16,670 Building $116,070	$379,250 Land $47,630 Building $331,620
2024	$3,365.00 (-0.83%) Homeowner's exemption Senior Citizen's exemption	$104,530 (-) Land $13,130 Building $91,400
2023	$3,393.00 Homeowner's exemption Senior Citizen's exemption	$104,530 Land $13,130 Building $91,400
2022			$298,630 Land $37,500 Building $261,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Orchard Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1981–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Orchard Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
HDER Link Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: Watch TV.

Nearby Properties on Orchard Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures