Story County property record for 405 Opal Cir, Ames, IA 50010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,439 sqft · built 1992 |
| Lot Size | 0.195 acres (8,514 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,900 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-14-452-050 |
| Primary APN | 09-14-452-050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,439 sqft Living Area |
| 1st Floor Area | 688 sqft |
| Basement Area | 1,439 sqft |
| Finished Basement | 656 sqft |
| Unfinished Basement | 656 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,514 sqft (0.195 acres) |
| Lot Dimensions | 129 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 112 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 272 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 405 OPAL CIR |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010-8487 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | COUNTRY GABLES 4TH ADD LOT:5 AMES |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 14 |
| Legal Subdivision | COUNTRY GABLES 4TH ADD |
| Legal Lot Number | 5 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 1302 |
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 OPAL CIR, AMES, IA 50010-8487 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,900.00 (+10.54%) Homeowner's exemption | $294,500 (+16.17%) Land $55,300 Building $239,200 | $294,500 (+16.17%) Land $55,300 Building $239,200 |
| 2024 | $3,528.00 (+13.95%) | ||
| 2023 | $253,500 Land $48,200 Building $205,300 | $253,500 Land $48,200 Building $205,300 | |
| 2022 | $3,096.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: ICS Advanced Technologies.
5G (outdoors only) and 4G LTE
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