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405 Oleander Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 405 Oleander Dr, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,100 sqft · built 1979
Lot Size0.258 acres (11,250 sqft)
OwnerCompany Name on File
Last Sale$275,000 (Jul 1985)
Tax Bill$12,212 (2025)
Deeds & MortgagesApr 2020 Transfer
Apr 2020 Transfer
Flood ZoneZone VE (high risk)
APN00489135-004402

Property Details

APN / Parcel Number

Primary APN00489135-004402
Alternative APNs
  • 26623800489135004402
  • 1602051

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,100 sqft Living Area
1st Floor Area2,100 sqft
FlooringCeramic Tile
Interior WallsWood

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1993
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeFlat
Roof MaterialAsphalt
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
View / LotWaterfront

Exterior Amenities

PorchSlab
Porch Area672 sqft
Deck Area176 sqft
Patio Area176 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1602051
Street Address405 OLEANDER DR
CityTAVERNIER
StateFL
Zip33070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBLUE WATER TRAILER VILLAGE SEC 3 KEY LARGO PB6-11 PT TR 2 AKA PARCEL 3 OR695-374 OR828-645/646 OR915-135/136 OR953-652/653-C OR953-654/655 OR953-656/657 OR953-664/665 OR3019-1125 OR3019-1128
Legal Range38E
Legal Township62S
Legal Section26
Legal SubdivisionBLUE WATERS TR VILLAGE SEC 3
Legal Tract2
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2002
Census Tract970700

Owner

405 Oleander Dr is owned by a company that acquired it in May 2019.

Source: Monroe County records, as of May 4, 2026

Owner of RecordCompany Name on File
Mailing Address2410 SW 27TH AVE, FORT LAUDERDALE, FL 33312-4545
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 23, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 1985 · Amount on File
Deed SaleJul 1, 1985 · Amount on File
Prior SaleMar 1, 1981
Deed Book / Page953 / 664
Last Transfer DateMay 29, 2019
Transfer Doc0030191125
Record UpdatedOct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateApr 23, 2020
Property Address405 OLEANDER DR, TAVERNIER, FL 33070
Document Number0030191125
Book / Page003019 / 001125
Instrument DateMay 29, 2019
Instrument2264056
Transaction TypeTransfer
Record UpdatedJul 2, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2410 SW 27TH AVE FORT LAUDERDALE FL 333124545, FORT LAUDERDALE, FL 33312-4545

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateApr 23, 2020
Property Address405 OLEANDER DR, TAVERNIER, FL 33070
Document Number0030191128
Book / Page003019 / 001128
Instrument DateMay 29, 2019
Instrument2264057
Transaction TypeTransfer
Record UpdatedJul 2, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2410 SW 27TH AVE FORT LAUDERDALE FL 333124545, FORT LAUDERDALE, FL 33312-4545

Tax Assessment & Valuation

The 2025 property tax bill for 405 Oleander Dr was $12,212, up 7.7% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,212.00 (+7.75%)$1,919,111 Land $1,576,575 Building $342,536$1,919,111 Land $1,576,575 Building $342,536
2024$11,334.00 (+5.16%)
2023$10,778.00 (+12.95%)$1,896,610 (+18.53%) Land $1,579,725 Building $316,885$1,896,610 (+18.53%) Land $1,579,725 Building $316,885
2022$9,542.00$1,600,051 Land $1,316,700 Building $283,351$1,600,051 Land $1,316,700 Building $283,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Oleander Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 375 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies615 units insured
incl. 240 condo units
Nearby Flood Claims168 (1987–2025)
Most Recent ClaimAug 2025
Claims by Event
  • Hurricane Irma, Sep 2017 · 104 claims
  • Hurricane Irene, Oct 1999 · 15 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Oleander Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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