405 Old Mill Rd, Chesnee, SC 29323 Property Records

Spartanburg County property record for 405 Old Mill Rd, Chesnee, SC 29323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 2014
Lot Size	5.34 acres (232,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,393 (Mar 2012)
Tax Bill	$1,494 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-0600-00503`

Property Details

APN / Parcel Number

Primary APN	`1-0600-00503`
Alternative APN	`175328`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	1,915 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Raised Ranch
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	232,610 sqft (5.34 acres)
Garage Type	Detached
Porch	Porch
Porch Area	145 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	175328
Street Address	405 OLD MILL RD
City	CHESNEE
State	SC
Zip	29323-8337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 GRASS ROOTS FARM SUB PB 167-325
Legal Subdivision	GRASS ROOTS FARM SUB
Legal Lot Number	1
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FINGERVILLE
Census Block Group	3
Census Block	3003
Census Tract	22408

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 OLD MILL RD, CHESNEE, SC 29323-8337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN
May 28, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jul 15, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2012 · Amount on Record
Deed Sale	Mar 27, 2012 · Amount on Record
Deed Document Number	DEE-2012-13781
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	405 OLD MILL RD, CHESNEE, SC 29323-8337
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017431
Date	Mar 31, 2021
Book Page	6055/513
Instrument	2021-17431

Lender

Name	PENNYMAC LOAN
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	405 OLD MILL RD, CHESNEE, SC 29323-8337
Document Number	0000025652
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 OLD MILL RD CHESNEE SC 293238337, CHESNEE, SC 29323-8337

Mortgage

Document Number	0000025652
Date	Jun 19, 2020
Book Page	005835/000597
Instrument	25652

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	405 OLD MILL RD, CHESNEE, SC 29323-8337
Document Number	0000036912
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 OLD MILL RD CHESNEE SC 293238337, CHESNEE, SC 29323-8337

Mortgage

Document Number	0000036912
Date	Aug 8, 2019
Book Page	005656/000206
Instrument	36912

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,494.00 (+5.29%)	$8,203 (-) Land $752 Building $7,451	$329,823 (-) Land $105,123 Building $224,700
2024	$1,419.00 (+0.07%)
2023	$1,418.00	$8,203 Land $752 Building $7,451	$329,823 Land $105,123 Building $224,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LCF WATER DISTRICT serves 18,152 people · EPA ID SC4220010
Water Source	Purchased surface water from SPARTANBURG WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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