405 Old Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 405 Old Dr, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,674 sqft · built 1973
Lot Size0.273 acres (11,892 sqft)
OwnerIndividual Name on File
Tax Bill$5,329 (2025)
Deeds & MortgagesMay 2020 Mortgage
APN0472007001220

Property Details

APN / Parcel Number

Primary APN0472007001220

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,674 sqft Living Area
1st Floor Area1,634 sqft
Upper Floors Area1,634 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,892 sqft (0.273 acres)
Garage TypeAttached
Garage Area850 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area55 sqft
Patio Area625 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address405 OLD DR
CityCHESAPEAKE
StateVA
Zip23322-5535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description122 WILSON HEIGHTS SEC F PT 1
Legal SubdivisionWILSON HEIGHTS,SOUTH,HALL MANOR,MEADOW W
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3001
Census Tract21010

Owner

405 Old Dr is owned and occupied by an individual.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address405 OLD DR, CHESAPEAKE, VA 23322-5535
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address405 OLD DR, CHESAPEAKE, VA 23322-5535
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMACLEOD TITLE AND ESCROW COMPANY INC, MACLEOD TITLE & ESCR CO INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10145/538
DateMay 4, 2020
Book Page10145/538
Instrument200013717
Lender
NamePLAZA HOME MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 405 Old Dr was $5,329.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$554,700 (+5.14%) Land $200,000 Building $354,700$554,700 (+5.14%) Land $200,000 Building $354,700
2025$5,329.00$527,600 Land $190,000 Building $337,600$527,600 Land $190,000 Building $337,600
2023$475,100 (+1.32%) Land $170,000 Building $305,100$475,100 (+1.32%) Land $170,000 Building $305,100
2022$468,900 Land $150,000 Building $318,900$468,900 Land $150,000 Building $318,900
2019$4,017.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 405 Old Dr; there have been 9 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims9 (1984–2024)
Claims Outside the SFHA7 of 9
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Old Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Old Dr

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