405 Ocean View Ter, Encinitas, CA 92024 Property Records

San Diego County property record for 405 Ocean View Ter, Encinitas, CA 92024 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2001
Square Footage3,740 sqft Living Area
Lot Size16,709 sqft (0.384 acres)
OccupancyOwner Occupied
Last Sale$1,957,500 (2017)
Tax Bill$25,837.00 (2025)

Property Details

APN / Parcel Number

Primary APN256-412-68-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area3,740 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area16,709 sqft (0.384 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address405 OCEAN VIEW TER
CityENCINITAS
StateCA
Zip92024-2666
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPAR 1 TR PM18522
Legal SubdivisionSEASIDE GARDENS ANX
Legal Tract1018522
Legal Block1
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1000
Census Tract17603

Owner

Source: San Diego County records · APN 256-412-68-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address405 OCEAN VIEW TER, ENCINITAS, CA 92024-2666
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2023Intrafamily Transfer, Transfer
Aug 19, 2019Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
US BANK NA
Mar 24, 2017Grant Deed, Transfer · Adjustable Rate Mortgage (ARM)
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 24, 2017 · Amount on Record
Deed SaleMar 24, 2017 · Amount on Record
Prior SaleJan 05, 2001 · Amount on Record
Deed Doc Number2017134869
Last Transfer DateMar 01, 2023
Transfer Doc0000058899
Record RefreshedSep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 08, 2023
Property Address405 OCEAN VIEW TER, ENCINITAS, CA 92024-2666
Document Number0000058899
Instrument DateMar 01, 2023
Instrument2023-0058899
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address405 OCEAN VIEW TER, ENCINITAS, CA 92024-2666

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address405 OCEAN VIEW TER, ENCINITAS, CA 92024-2666
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000351004
DateAug 19, 2019
Instrument2019-0351004
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueSep 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateSep 01, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.25%
Index1-Year CMT
Max Rate8.25%

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 24, 2017
Property Address405 OCEAN VIEW TER, ENCINITAS, CA 92024-2666
Document Number0000134869
Map ReferencePM18522
Instrument DateFeb 23, 2017
Instrument2017-0134869
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address405 OCEAN VIEW TER, ENCINITAS, CA 92024-2666

Mortgage

Document Number0000134870
DateMar 24, 2017
Instrument2017-0134870
Lender
NameUS BANK NA
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueApr 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateApr 01, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.62%
Index1-Year CMT
Max Rate8.62%

Mortgage

Document Number0000134871
DateMar 24, 2017
Instrument2017-0134871
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,317,278 (+2%) Land $1,479,744 Building $837,534
2025$25,837.00 (+7.42%) Homeowner's exemption$2,271,842 (+4.04%) Land $1,450,730 Building $821,112
2023$24,053.00 (+1.54%) Homeowner's exemption$2,183,626 Land $1,394,398 Building $789,228
2022$23,688.00

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