El Dorado County property record for 405 Oak St, Tahoma, CA 96142
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 1947 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $770,000 (Aug 2026) |
| Tax Bill | $9,539 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2022 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-203-001-000 |
| Primary APN | 015-203-001-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Patio Area | 1,336 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 405 OAK ST |
|---|---|
| City | TAHOMA |
| State | CA |
| Zip | 96142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR1 |
| Legal Description | L 20 B 33 |
| Legal Subdivision | TAHOE CED ADDN |
| Legal Block | 33 |
| Legal Lot Number | 20 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH LAKE TAHOE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 32001 |
405 Oak St is owned by two individuals who bought it in August 2026.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 7761, TAHOE CITY, CA 96145-7761 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Grant Deed, Transfer · Conventional Mortgage PLACER TITLE COMPANY |
| Aug 31, 2022 | Grant Deed, Transfer · Line of Credit CMG MORTGAGE INC |
| Jun 11, 2020 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on File |
| Deed Sale | Aug 4, 2026 · Amount on File |
| Prior Sale | Aug 31, 2022 · Amount on File |
| Deed Document Number | 202625366 |
| Prior Transfer Date | Sep 5, 2014 |
| Prior Transfer Doc | 0000036020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Aug 4, 2026 |
| Property Address | 405 OAK ST, TAHOMA, CA 96142 |
| Document Number | 0000025366 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202625366 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85,547.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000025367, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 202625367 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Aug 31, 2022 |
| Property Address | 405 OAK ST, TAHOMA, CA 96142 |
| Document Number | 0000035448 |
| Map Reference | MB A PG 7 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2022-0035448 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 408 WOOD HOLLOW DR, NOVATO, CA 94945-1454 |
| Document Number | 0000035449 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2022-0035449 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jun 11, 2020 |
| Property Address | 405 OAK ST, TAHOMA, CA 96142 |
| Document Number | 0000027295 |
| Instrument Date | Jun 9, 2020 |
| Instrument | 27295 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $561.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1768 PACIFIC BEACH DR SAN DIEGO CA 921096047, SAN DIEGO, CA 92109-6047 |
The 2025 property tax bill for 405 Oak St was $9,539.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Tahoe-Truckee Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $806,517 (+2%) Land $212,241 Building $594,276 | |
| 2025 | $9,539.00 | $790,704 Land $208,080 Building $582,624 |
| 2023 | $9,144.00 (+39.03%) | $760,000 Land $200,000 Building $560,000 |
| 2022 | $6,577.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 405 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 Oak St is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TAHOE CITY PUD - TAHOE CEDARS private · serves 2,745 people · EPA ID CA3110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | TAHOE CITY PUD - MAIN |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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