405 Oak St, Colton, CA 92324 Property Records

San Bernardino County property record for 405 Oak St, Colton, CA 92324

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,739 sqft · built 1941
Lot Size0.317 acres (13,800 sqft)
Owner2 Individual Names on File
Tax Bill$3,515 (2025)
Deeds & MortgagesMay 2020 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0161-042-08-0000

Property Details

APN / Parcel Number

Primary APN0161-042-08-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,739 sqft Living Area
1st Floor Area1,739 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1962
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area13,800 sqft (0.317 acres)
Lot Dimensions120 ft deep x 115 ft wide
Garage TypeDetached
Garage Area378 sqft
Parking Spaces1 Parking Space
PorchPatio/Porch
Porch Area462 sqft
Patio Area462 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address405 OAK ST
CityCOLTON
StateCA
Zip92324-1714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLTON LAND AND WATER CO SUB PTN LOT 16 COM ON W L1 PENNSYLVAN1A AVE 480.62 FT S OF S L1 LAUREL ST TH N 89 DEG 56 M1N W 115 FT TH S 120 FT TO N L1 OAK ST TH S 89 DEG 56 M1N E 115 FT TH N 120 FT TO POB
Legal SubdivisionCOLTON LAND & WATER COMPANY
Legal Block1
Legal Lot Number16
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group1
Census Block1008
Census Tract6603

Owner

Source: San Bernardino County assessment roll, APN 0161-042-08-0000, as of July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 OAK ST, COLTON, CA 92324-1714
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 22, 2020Deed of Trust, Mortgage · Conventional with PMI
OCMBC INC
Aug 30, 2017Intrafamily Transfer, Transfer · FHA Mortgage
ESSEX MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2017
Deed SaleAug 30, 2017
Prior SaleJan 21, 2014 · Amount on Record
Deed Document Number2017356114
Prior Transfer DateAug 24, 2017
Prior Transfer Doc0000356114
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address405 OAK ST, COLTON, CA 92324-1714
Document Number0000181479
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address405 OAK ST COLTON CA 923241714, COLTON, CA 92324-1714

Mortgage

Document Number0000181479
DateJun 02, 2020
Instrument181479
Lender
NameOCMBC INC
AddressIRVINE, CA 92612
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueJun 01, 2040

August 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateAug 30, 2017
Property Address405 OAK ST, COLTON, CA 92324-1714
Document Number0000356114
Map ReferenceMB1 PG40
Instrument DateAug 24, 2017
Instrument2017-0356114
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 OAK ST, COLTON, CA 92324-1714

Mortgage

Document Number0000356115
DateAug 30, 2017
Instrument2017-0356115
Lender
NameESSEX MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll as of July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityColton City
Unified School DistrictColton Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$293,839 (+2%) Land $88,152 Building $205,687
2025$3,515.00 (+4.61%) Homeowner's exemption$288,078 (+4.04%) Land $86,424 Building $201,654
2023$3,360.00 (+1.48%) Homeowner's exemption$276,892 Land $83,068 Building $193,824
2022$3,311.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 498 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: California Internet.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3610014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF COLTON
serves 46,525 people
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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