Boone County property record for 405 Oak St, Ashland, MO 65010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,437 sqft · built 1994 |
| Lot Size | 0.314 acres (13,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $294,728 (Mar 2026) |
| Tax Bill | $1,822 (2025) |
| Deeds & Mortgages | Sep 2025 Construction Loan Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-508-00-07-023-00 |
| Primary APN | 24-508-00-07-023-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,437 sqft Living Area |
| 1st Floor Area | 1,437 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,700 sqft (0.314 acres) |
| Lot Dimensions | 137 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 42 sqft |
| Heating Fuel | Gas |
|---|
| Street Address | 405 OAK ST |
|---|---|
| City | ASHLAND |
| State | MO |
| Zip | 65010-9388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FREILING'S ADD LOT 23 |
| Legal Range | 12W |
| Legal Township | 46N |
| Legal Section | 15 |
| Legal Subdivision | FREILING'S ADD |
| Legal Lot Number | 23 |
| Jurisdiction | BOONE MO |
| Township / Civil Division | CEDAR |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1704 |
Source: Boone County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 OAK ST, ASHLAND, MO 65010-9388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 5, 2025 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL TRUST BANK |
| Mar 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC |
| Jun 30, 2017 | Warranty Deed, Transfer CENTRAL BK/BOONE CNTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on Record |
| Deed Sale | Mar 25, 2026 · Amount on Record |
| Prior Sale | Sep 19, 2006 |
| Deed Document Number | 20265190 |
| Deed Book / Page | 6128 / 7 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 405 OAK ST, ASHLAND, MO 65010-9388 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000015862 |
|---|---|
| Date | Sep 5, 2025 |
| Book Page | 6047/33 |
| Instrument | 2025015862 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MO 65205 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | Mar 25, 2026 |
| Property Address | 405 OAK ST, ASHLAND, MO 65010-9388 |
| Document Number | 0000005190 |
| Book / Page | 6128 / 7 |
| Map Reference | MB 18 PG 62 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 2026005190 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Title Company | BOONE CENTRAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 OAK ST, ASHLAND, MO 65010-9388 |
| Document Number | 0000005191 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026005191 |
| Name | PREMIER MORTGAGE RESOURCES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | Jun 30, 2017 |
| Property Address | 405 OAK ST, ASHLAND, MO 65010-9388 |
| Document Number | 0000013397 |
| Book / Page | 004772 / 000103 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 13397 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2019 |
| Title Company | BOONE CENTRAL TITLE COMPANY, BOONE CENTRAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 555 ASHLAND MO 650100555, ASHLAND, MO 65010-0555 |
| Document Number | 13400 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 004772/000106 |
| Instrument | 13400 |
| Name | CENTRAL BK/BOONE CNTY |
|---|---|
| Address | COLUMBIA, MO 65205-0678 |
| Amount | Amount Recorded |
|---|
| Rate Type | Fixed Rate |
|---|
| Document Number | 13398, |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 004772/000104 |
| Instrument | 13398 |
| Name | CENTRAL BK/BOONE CNTY |
|---|---|
| Address | COLUMBIA, MO 65205-0678 |
| Amount | Amount Recorded |
|---|
Source: Boone County assessment roll, as of September 12, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Boone County |
| Municipality | Ashland City |
| Unified School District | Southern Boone County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,822.00 (+14.02%) | $25,859 (+14.47%) Land $2,071 Building $23,788 | $136,100 (+14.47%) Land $10,900 Building $125,200 |
| 2023 | $1,598.00 (+7.03%) | $22,591 Land $2,071 Building $20,520 | $118,900 Land $10,900 Building $108,000 |
| 2022 | $1,493.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND PWS serves 4,999 people · EPA ID MO3010033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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