Chesapeake City property record for 405 Oak Gate Dr, Chesapeake, VA 23320
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2.5 ba · 1,866 sqft · built 1995 |
| Lot Size | 0.08 acres (3,544 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $257,000 (Aug 2007) |
| Tax Bill | $3,430 (2025) |
| Deeds & Mortgages | Aug 2013 Mortgage Oct 2023 Transfer + 1 more |
| APN | 0375003000490 |
| Primary APN | 0375003000490 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,866 sqft Living Area |
| 1st Floor Area | 891 sqft |
| Upper Floors Area | 891 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,544 sqft (0.08 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 405 OAK GATE DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-9519 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMF1: MULT |
| Legal Description | UNIT 49 OAK LAKE ESTATES CONDO PH 27 |
| Legal Subdivision | OAK LAKE ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 20805 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22974 BUBBLING BROOK DR, BRAMBLETON, VA 20148-6454 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 6, 2013 | Deed of Trust, Mortgage · VA Mortgage FIFTH THIRD MORTGAGE COMP |
| Oct 13, 2023 | Intrafamily Transfer, Transfer |
| Aug 22, 2007 | Warranty Deed, Transfer · Conventional Mortgage 1ST HORIZON HOME LOAN COR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2007 · Amount on Record |
| Deed Sale | Aug 22, 2007 · Amount on Record |
| Prior Sale | Jul 6, 2004 · Amount on Record |
| Deed Book / Page | 7188 / 752 |
| Last Transfer Date | Oct 2, 2023 |
| Transfer Doc | 0010701/21 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 405 OAK GATE DR, CHESAPEAKE, VA 23320-9519 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009166/771 |
|---|---|
| Date | Aug 6, 2013 |
| Book Page | 9166/771 |
| Name | FIFTH THIRD MORTGAGE COMP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 13, 2023 |
| Property Address | 405 OAK GATE DR, CHESAPEAKE, VA 23320-9519 |
| Document Number | 0010701/21 |
| Book / Page | 10701 / 21 |
| Instrument Date | Oct 2, 2023 |
| Instrument | 230021513 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22974 BUBBLING BROOK DR, BRAMBLETON, VA 20148-6454 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 22, 2007 |
| Property Address | 405 OAK GATE DR, CHESAPEAKE, VA 23320-9519 |
| Document Number | 007188/752 |
| Book / Page | 7188 / 752 |
| Instrument Date | Jul 13, 2007 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007188756 |
|---|---|
| Date | Aug 22, 2007 |
| Instrument | 7188/756 |
| Name | 1ST HORIZON HOME LOAN COR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 007188/775 |
|---|---|
| Date | Aug 22, 2007 |
| Book Page | 7188/775 |
| Name | FIRST HORIZON HOME LOAN C |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,100 (+6.92%) Land $120,000 Building $243,100 | $363,100 (+6.92%) Land $120,000 Building $243,100 | |
| 2025 | $3,430.00 (+1.84%) | $339,600 (+15.59%) Land $115,000 Building $224,600 | $339,600 (+15.59%) Land $115,000 Building $224,600 |
| 2024 | $3,368.00 (+46.88%) | ||
| 2023 | $293,800 (+14.45%) Land $90,000 Building $203,800 | $293,800 (+14.45%) Land $90,000 Building $203,800 | |
| 2022 | $256,700 Land $75,000 Building $181,700 | $256,700 Land $75,000 Building $181,700 | |
| 2019 | $2,293.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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